Anita Osei
Accra
Summary
As a resourceful and loyal careen lady, I seek the platform to work to create, add values to, and become a valued positive contributor to the fortune and wellbeing of a reputable organization and as a profitable asset in the management team, strive to meet the challenges that come with the change of time, technology and market demands.
Overview
17
17
years of professional experience
Work History
Credit Officer
Prudential Bank Limited
Accra
2010.08 - Current
- Conducting due diligence and analyzing credit requests for salaried workers and Small and Medium Enterprises
- Appraising Credit Reports for approval by the Credit Sub-Committee
- Issuing of Offer Letters for approved credit requests
- Preparing Legal Documentations for execution by credit beneficiaries
- Ensuring timely disbursement of funds for credit beneficiaries
- Monitoring for prompt repayment and the general management of a portfolio of over 1500 customers valuing over GHS15 million over the years
- Oversight responsibilities for the management of Non-Traditional Export customers.
Customer Relationship Officer
Prudential Bank Limited
Accra
2008.08 - 2010.07
- Managing the clientele base of the Bank’s prime customers of two Branches
- Engaging in profitable negotiations between the Bank and its prime customers
- Cross-selling and timely interception for increased business with clients
- General prospecting and operational duties within the Bank.
Life Broking Executive
KEK Insurance Brokers Limited
2007.10 - 2008.08
- Clients prospecting
- Presentations of the life insurance Policies and signing on of clients gained
- Educationist to the mass on the importance of life insurance and general insurance, and the essence of an insurance broker
- Developing an excellent relationship clientele and service to clients.
Education
Commonwealth Executive MBA -
KNUST/IDL
Bachelor Of Arts in Psychology with Philosophy -
UG
SSSCE -
St. John’s Grammar School
Skills
- Banking operations
- Clientele relationship management
- Credit management
- Trustworthy
- Strong personality
- Team member
- Team builder
- Right attitude
- Integrity
- Drive
Accomplishments
- Contributed majorly to the compilation of the Bank’s current Credit Manual in use for the NTE/SME Dept.
- Contributed majorly in the management of the Salaried Workers Loan Scheme and the Small and Medium Enterprise credit portfolio with less than 5% default.
- Contributed in the training of Branch Managers, Branch Credit Administrators and Front liners on the totality of the Bank’s Credit Delivery for Salaried workers and SMEs.
- Contributed majorly in the efficient delivery of credit within feasible turn-around time and the increase of the Managed portfolio yearly in volume and value.
- Became the best female worker and second best in my team.
References
- Mrs. Mary Brown, Deputy Managing Director (Banking Operations), Prudential Bank Limited, 024-4317457
- Ms. Grace Osei-Bonsu, Head, NTE/SME Dept., Prudential Bank Limited, 020-8930395/ 0302-2761364
Timeline
Credit Officer
Prudential Bank Limited
2010.08 - Current
Customer Relationship Officer
Prudential Bank Limited
2008.08 - 2010.07
Life Broking Executive
KEK Insurance Brokers Limited
2007.10 - 2008.08
Commonwealth Executive MBA -
KNUST/IDL
Bachelor Of Arts in Psychology with Philosophy -
UG
SSSCE -
St. John’s Grammar School
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