An accountant with outstanding knowledge on international finacial reporting Standards and over 10 years' experience in finacial accounting, advisory, business Analysis and risk and compliance. Acknowledge and admired as a highly focused and committed professional Accountant, developed and maintained a strong working relationship at all levels of seniority, both with external organization and internal personnel, and in turn led the execution of key projects and the successful delivery of strategic goals.
Overview
18
18
years of professional experience
Work history
Head office Osu
Global Access, Loans Limited
To assist and ensure that the institution is conducting its business in full compliance with all laws and regulations that pertain to its particular industry, as well as professional standards, accepted business practices, and internal policies and standards
To assist the Head of Risk & Compliance or manage designated activities and tasks in the Risk & Compliance Department which are necessary to meet the Risk & Compliance
Department's objectives and Risk Processes
Assist Head of Risk and Compliance coordinating changes to Risk Management Framework and Risk Control Profile as well as help in credit risk mitigation analysis and setting up repayment stratagies
Work with Legal Officer to ensure compliance obligation register is implemented and changes are upgraded regularly;
Manage oversight of incident management process and ensure that business are reporting significant risk event to Risk and Compliance Unit
Implement incident monitoring process to ensure business are improving controls around reported risk events;
Coordinate with the Head of Risk and Compliance to ensure compliance with the Fraud Management Plan ; (with the anti money Laundry acts
BOG.)
Assist Head of Risk and Compliance coordinating responses to compliance and performance audits that are conducted by external auditors of Global Access
Investigate and Coordinate responses to queries and issues, implementing action plans for gaps identified and finalising reports; and Manage and oversee the monitoring of non -financial compliance requirements Follow up with business on action plans for outstanding audit issues
Assist Head of Risk and Compliance to conduct training for new recruites and staffs.
Branch
Global Access Savings & Loans Limited
Analyze financial data regarding loan requests for new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and financial institution files
Prepares spread sheets, reports, summaries and opinions for financial institutions officers on new, renewal and existing loans
Works with examiners and third party vendors
Performs credit inquires for the financial institution as requested
Recommendations for credit rating
Approval authority based on experience
Researches background documentation and reviews personal and business financial statements and tax returns
Analyzes financial information and prepares the preliminary analysis for the lender
Ability to interpret tax returns, public and private corporations financial statements and input financial data into computer generated spread model
Assist in preparing and conducting loan presentations for the Board of Directors and bank presentations
Track and review interim and annual financial information on existing customers
Consult and work in tandem with Loan Officers in gathering appropriate documentation to resolve credit quality issues
Recommend and monitor borrower adherence to loan covenants
Prepare and track risk management reports, commercial loan portfolio concentration reports, real estate appraisal evaluations, and audit portfolio administration
Maintains the privacy of customer information and the security of all records
Adheres to organizational policies and procedures.
Ashaiman Branch
Global Access Savings & Loans Limited
Using data and research to help drive sales strategy and reach sales goals
Increasing sales reps' efficiency with leads, transactions and time management
Training team members about products, the marketplace and best practices in sales excellence
Maintaining a library of sales collateral materials for access by sales reps
Forecasting sales for goal setting
Defining sales territories
Managing sales data
Managing technical tools and platforms, including customer relationship management platforms, perhaps with my information technology team
Interpreting analytics and research and Reporting sales performance data
Research for target market and competitors
Fine-tune my “ideal customer” profile
Keep a constant eye on brand integrity and symmetry
Design a short- and long-term marketing plan to fuel growth and profitability
Develop marketing campaigns and initiatives that advance the marketing plan
Monitor and tweak those campaigns as they unfold
Maintain a marketing calendar
Manage events such as promotions, trade shows, conventions, exhibitions and other public appearances
Conduct regular market research and make the appropriate changes to the marketing plan
Maintain budgets and ensure marketing initiatives deliver to ideal customers
Remain on high alert for new leads, strategic marketing alliances and sales opportunities, thereby bringing symmetry, and hopefully some team spirit to my sales and marketing team.
Consultant
BLISSIO GH Limited
Accra
09.2018 - Current
Purchases and Supplies of consumable goods)
Consultant
Suvalia Farms Limited, Akosombo
07.2017 - Current
Consultant
QAF Group Company Limited
Tema
04.2017 - Current
Sale and Repairs of Generators, Plants, CCTV, Security & Safty Equipments, Site Enginering & wiring)
Consultant
Ekorise Oil Fields Services Limited
Tema
03.2017 - Current
General Supplise of rig spares, clearing and trans
Shipments etc.)
Consultant
International Central Gospel Church, Towdah Temple
10.2014 - Current
To obtain and record pledges made during the Special Church Event
To prepare quarterly giving or contribution statements
To enter weekly contributions to general fund, building fund, special funds, and donor designated funds
To keep confidential all financial contribution information
To enter all invoices submitted for payment, submit to Administrator to sign, and prepare for general payments
To balance checking account and investment accounts and submit reconciliation to treasurer for signature
To submit to the church treasurer and church administrator a listing of all checks written during the month
To prepare monthly reports for the Church Board and individual ministry teams
To process payroll on a biweekly basis
To prepare monthly, quarterly and yearly payroll tax forms and make necessary deposits, and prepare W-2s at year-end
Prepare a yearly budget draft for review and adoption by the Church Board
To back up the computer system
To prepare for and cooperate with those appointed to perform a yearly audit of financial records
To prepare year-end financial reports for annual meeting
To perform other necessary and related work as may be assigned.
Manager - Head
Blaynet Services Limited
06.2016 - 01.2021
Increased Blaynet Services Limited Revenue by 76%, Bid success rate of 85%
Increased Ekorise Oil Fields Revenue by 15%
Increased Suvalia Farms Revenue by 38%
Inprove the value of cost on the ICGC Community 25 Assembly Church Building Project
Detected an internal bank theft via transfers of funds at Global Access Savings & Loans
Frieght forwarding, Gen
Supplies, offshore goods & services, oil and gas, etc)
Lead and manage the account department
Preparing business plans, setting budgets and pricing, scheduling audits, selections and assigning workloads to staffs and financial reporting to the board
Submit tax returns to GRA and resolving all tax queries from GRA to enable the company get thier clearance certificates with ease
Conduct thorough review of working papers to ensure all necessary work has been appropriately documented and that all audit risks are effectively addressed
Takes a leadership role by training new staffs and National Service Staffs to enable them get abressed with the line of work and how to excute their duties well as a team member.
Consultant
Imago logistics Limited
Tema
02.2018 - 12.2018
(Frieght forwarding, Supplies, haulage etc
Assistant Manager
04.2014 - 10.2016
Officer
Credit & Operations Dept
09.2012 - 02.2014
Sales Cordinator
Marketing & Sales Dept
07.2011 - 02.2014
Amber Quality Foods Limited
08.2009 - 12.2011
Productions and distribution company)
Oversees team of inventory or warehouse employees
Manages inventory tracking system to record deliveries, shipments and stock levels
Evaluates deliveries, shipments and product levels to improve inventory control procedures
Analyzes daily product and supply levels to anticipate inventory problems and shortages
Manages schedules of employees, deliveries and shipments to optimize operations
Communicates with inventory employees to meet business goals and address personnel issues
Develops business relationships with suppliers and clients
Proposes strategies to reduce costs and improve procedures of supply chain logistics
Monitors demand and analyzes data to anticipate future supply and logistical needs
Reports on inventory levels, supply chain progress, procedural efficiency and personnel issues to upper management
Manages the recruitment and training of new inventory employees
Contributes to team effort by accomplishing related results as needed.
Graphic Artist
Genthle Computer Systems Limited
Tema
04.2005 - 02.2006
Productions, Printing and desgning company)
Meet with clients or the art director to determine the scope of a project
Advise clients on sstrategies to reach a particular audience
I determine the message the design should portray
Create images that indentify a product or convey a message
Develop graphics of product illustrations,logos, and websites
Select colours, images, text style and layouts for customers
Present the design to clients or the art director to be placed in our catalogue, Overall duty performed are as follows ;
Maintain records of accounting transactions and evaluate results efficiently
Analyze accounting process, identify issues and perform research on all solutions to ensure efficient workflows
Maintain journal entries and all ledger accounts and ensure reconciliation of all statements according to GRA Standards
Perform regular analysis on accounting issues and resolve it efficiently
Administer reconciliation of all contract amounts and manage all claims on monthly basis
Maintain and perform regular update on accounting systems on an everyday basis
Provide technology support to clients and analyze all input data for clients
Prepare balance sheets and income statements and provide support to all internal and external auditors
Develop various systems to improve efficiency of accounting processes
Monitor all reporting requests and prepare reports on a regular basis to ensure resolution
Coordinate with management and departments and ensure optimal quality of services to all clients
Collaborate with project teams and resolve all accounting issues for new products and system
Monitor inventory for stock accounts, prepare status reports for all fixed assets
Manage billing of all contracts ensure accuracy in same and perform evaluation on a monthly basis
Develop various internal control programs and maintenance program for same.
Education
UGBS FINANCE MBA - FINANCE & INT.Trade EXECUTIVE
GOLDEN COLLAR UNIVERSITY, ONLINE
I.T School Certificate - undefined
Bachelor of Science - Accounting
Central University College
Graduate Certificate - Business
Meridian Pre University
High School Certificate - undefined
Wesley Grammer Senior High
High School Certificate - undefined
Genthel
Basic School Certificate - undefined
Shields Experimental School
Global Access Saving & loans ltd - credit, treasury and marketing management traning. - undefined
Trinity Lutheran School
undefined
University of Ghana Legon
Principles of Project Management
Central University College
undefined
Skills
LITTLE FRENCH
Gifted with a Natural talent for blending both people and results, displaying a
Personality of drive, balance and creativity while fostering a truly inspiring
Work ethic
To raise shareholders value and increase profit by strengthening operational
Efficiency and effectiveness, and ensure optimum exploitation of available
Resources and A lateral thinker who add value to company by setting
New systems and improving on current systems Always gives that extra
Effort in little things as well as important matters And skilled in optimizing
Operational processes through waste elimination and cost management
LANGUAGES
AREAS OF EXPERTISE
International Financial reporting standard
Strategy
Budgeting and Financial Managements
Customer Satisfaction Enhancement
Outsourced Vendor Management
Microsoft Office (Excel, PowerPoint, Word & Coral Draw)
Consultant at Peratto Consult Limited Company - Global Access Savings and Loans (In Receivership)Consultant at Peratto Consult Limited Company - Global Access Savings and Loans (In Receivership)
Lead Information Technology Specialist at Global Trust Savings and Loans LimitedLead Information Technology Specialist at Global Trust Savings and Loans Limited