Samuel Appiagyei
Assin Foso
Summary
Dynamic finance professional with extensive experience at Fidelity Bank Limited, excelling in financial analysis and credit portfolio management. Proven track record in managing a $46M portfolio and ensuring compliance with financial covenants. Strong communicator with adaptability, driving successful collaborations across departments to enhance reporting accuracy and operational efficiency.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Finance Supervisor – Regulatory Reporting and Investor Relations
Fidelity Bank Limited
Accra
01.2018 - Current
- Managed USD 46m portfolio from partners, including DEG, Proparco, FMO, EIB, and Development Bank of Austria.
- Prepared quarterly financial covenants for long-term lenders and monitored compliance with all requirements.
- Processed DFI monitoring and agency fees while ensuring timely payments for associated costs.
- Maintained schedules for preference share interest payments and coordinated with Treasury for timely disbursements.
- Collaborated with Credit, Treasury, and Operations departments to fulfill DFI requests and provide necessary information.
- Submitted daily Net Open Position and liquidity reports to Central Bank while adhering to deadlines.
- Reviewed general ledgers for accuracy and ensured compliance with reporting standards.
- Conducted bond valuations to assess asset gains and losses for financial statements.
Credit Portfolio Reporting Officer
Fidelity Bank Limited
Accra
06.2013 - 12.2017
- Appraised Commercial and SME credit facilities.
- Prepare and submit reports on overdrafts portfolio, early alert, watch list accounts and credit status reports.
- Monitor loan portfolio to report on high risky ones to avert possible total default.
- Manage all cash backed facilities and ensure that cash securities are in place till facilities are paid off.
- I perform call over on all facilities availed in the Bank to ensure all parameters are properly set up in the system.
- Monitor all overdraft facilities to ensure they are operating within their approved limits and reports sent on delinquent ones.
- Ensure overdraft accounts are operating within the availed conditions and more especially cash collections are regularly made to cycle out account.
- Liaise with business units and respective account managers to correct irregular account positions.
- Send reports on loan instalments due not paid and overdrawn accounts and followed up till accounts are regularized.
- Book loan facilities, make funds transfers and payments to liquidate loan facilities.
- I ensure that stocks are realized in the settlement account of semi-secured loan facilities partly backed by inventory.
- Monitor assigned GLs to ensure right postings are made on them and status report submitted weekly.
- Knowledge of Commercial and Corporate credit appraisal techniques to ensure the right issues are raised before approval.
- Manual interest verification of system accrued and charged interest on loans and overdrafts.
- Performed all other duties assigned by my supervisor and manager.
Fidelity Bank Sales Ambassador
Fidelity Bank Limited
Assin Foso
10.2011 - 06.2013
- I sought new clients for the bank and opened accounts for them.
- I gave presentations to individuals and groups about the bank’s products.
- I give financial advice to clients of the bank to ensure the right investments to maximize profits.
- I called customers for cheque books and ATM cards and distributed some of them.
- I performed any other function assigned by my supervisor.
Claims Assistant (intern on long semester breaks and after National Service)
Assinman Mutual Health Insurance Scheme
Assin Foso
06.2007 - 10.2011
- Verification of Hospital bills and Data Entry of Hospital Claims in Microsoft Excel and Oracle Applications.
Teaching Assistant
University of Ghana (Geography Department)
Accra
08.2010 - 08.2011
- I gave lectures to students and helped my supervisor carry out his researches and prepared lecture presentations.
Teacher
Faith Academic Preparatory School
Assin Dompim
01.2006 - 07.2006
- Taught Mathematics and General Science in JHS 1 & 2.
Education
ACCA Member -
The Association of Chartered Certified Accountants, UK
09.2019
Bachelor of Arts - Geography and Resource Development with Sociology
University of Ghana
Accra05.2010
Senior Secondary School Certificate - General Arts
Asanteman Secondary School
Kumasi07.2005
Skills
- Microsoft Office Suite proficiency
- Financial analysis
- Communication and presentation
- Calypso treasury management
- Adaptability and learning agility
- Credit appraisal and monitoring
- Credit portfolio management
References
- Atta, Yeboah Gyan, Deputy Managing Director, +233 24330 7191, Fidelity Bank Ghana Limited, 10 Ambassadorial Enclave, Ridge Towers
- Kwadwo, Kwakye Gyan, +233 24221 1320, Ghana Infrastructure Investment Fund, No. 29 Independence Avenue, Accra, Ghana
Hobbies and Interests
Listening to the news, watching Soccer And Athletics, Singing And Enjoy choral music
Training
- Credit risk analysis and management - National Banking College - Feb, 2014 - Accra
- Senior credit risk management - Knowledge Capital - Oct, 2013 - Accra
- Corporate lending and credit risk analysis - Finaskill Consult Ltd - Sept, 2013 - Accra
- Member - Synergy Global HR Training Programs - March, 13 – April 3, 2010 - Accra
Languages
English
First Language
Certification
- Foundations of Project Management Google Dec 2024
Accomplishments
Finance Lead for Calypso Implementation: Was an integral part in the set up of Calypso; Treasury Management System, by setting up all the accounting rules, creation of GLS and Static Data setup. I was also the lead in upgrading the same system after 6 years of usage.
Finance Lead for Core Banking System Upgrade: Currently part of the Banks Core system upgrade where I collated all Finance Departments requirements, and helped validated them at a blue print exercise and to ensure they are fully implemented. selected as part of data cleansing parallel project to streamline Products, GLs, MIS codes and ISIC implementation.
Due to adherence to strict timelines and personal relationships management tactics, I have not received any sanction due to delayed reporting, inaccurate reporting and non-submission of returns.
Timeline
Finance Supervisor – Regulatory Reporting and Investor Relations
Fidelity Bank Limited
01.2018 - Current
Credit Portfolio Reporting Officer
Fidelity Bank Limited
06.2013 - 12.2017
Fidelity Bank Sales Ambassador
Fidelity Bank Limited
10.2011 - 06.2013
Teaching Assistant
University of Ghana (Geography Department)
08.2010 - 08.2011
Claims Assistant (intern on long semester breaks and after National Service)
Assinman Mutual Health Insurance Scheme
06.2007 - 10.2011
Teacher
Faith Academic Preparatory School
01.2006 - 07.2006
ACCA Member -
The Association of Chartered Certified Accountants, UK
Bachelor of Arts - Geography and Resource Development with Sociology
University of Ghana
Senior Secondary School Certificate - General Arts
Asanteman Secondary School
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