Raymond Elorm Kwame Kudze
Accra
Summary
Dedicated and results-driven professional with a proven track record of achieving success. Known for exceptional leadership qualities, problem solving, and a passion for finance. Committed to continuous growth and self-development, with ambitious goals for the future.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Bank Supervisor
Central Bank of Ghana
05.2016 - Current
- Conducted on-site examinations, off-site monitoring, and risk assessments of Rural and Community Banks (RCBs) and Microfinance Institutions (MFIs) to evaluate financial condition
- Assessed adequacy of capital, liquidity, and risk management frameworks of banks to maintain banking system stability
- Reviewed and processed applications for banking licenses, branch expansions, mergers, acquisitions, and corporate actions, ensuring compliance with regulatory requirements
- Contributed to development and implementation of prudential regulations, guidelines, and policies for banking industry governance
- Enforced regulatory standards and executed appropriate enforcement actions
- Conducted investigations and collaborated with law enforcement agencies to address financial crimes, fraud, and misconduct
- Built and maintained relationships with key stakeholders
- Provided guidance, training, and technical assistance to staff of banks and other financial institutions to enhance their knowledge in banking ethics and principles
- Collected, analyzed, and disseminated data on financial condition, performance, and risk profile of banks and financial institutions to relevant stakeholders
- Developed and maintained databases, reporting systems, and analytical tools to facilitate effective supervision and risk management
Financial Stability Indicators
International Monetary Fund
12.2023 - 12.2023
Relationship Manager
United Bank for Africa
05.2013 - 04.2016
- Built and nurtured relationships with existing clients, understanding their financial goals, needs, and preferences
- Served as the main point of contact for clients, addressing inquiries, resolving issues, and providing ongoing support
- Identified opportunities to acquire new clients and expand the bank's customer base
- Conducted meetings, presentations, and sales pitches to showcase the bank's products and services
- Managed and grew a portfolio of client accounts, ensuring clients' financial objectives were met and accounts were effectively managed
- Identified opportunities to cross-sell and upsell additional banking products and services to existing clients
- Assessed and mitigated risks associated with client relationships, including credit risk, compliance risk, and reputational risk
- Conducted thorough due diligence on clients, evaluated their creditworthiness, and ensured compliance with regulatory requirements and bank policies
- Stayed informed about market trends, industry developments, and competitors' activities
- Gathered market intelligence, analyzed data, and shared insights with management to inform strategic decision-making and business development efforts
- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
Investment Portfolio Manager
Dwadifo Adanfo Microfinance Company Limited
12.2011 - 04.2013
- Built and maintained relationships with external stakeholders, including customers, financial institutions, and regulatory authorities, to facilitate investment activities and manage counterparty risk
- Conducted thorough due diligence on potential clients before onboarding
- Provided training and guidance to junior staff members and other stakeholders on investment principles, portfolio management techniques, and risk management best practices
Education
Master of Science Degree - Economics
07.2021
The program covered a wide range of topics, including microeconomics, macroeconomics, econometrics, and applied economic analysis which provided me with comprehensive understanding of economic theory, principles, and analytical techniques, as well as advanced quantitative and research skills.
Master of Business Administration Degree - Finance
07.2017
The program provided me with a strong foundation in financial theory, analytical techniques, and strategic management skills. Also, it equipped me with the knowledge, skills, and experience needed to navigate complex financial challenges and opportunities.
Bachelor of Arts Degree - Geography and Resource Development
05.2010
Geography and Resource Development is an interdisciplinary program that combines the study of geography with an understanding of natural resource management, sustainability, and environmental stewardship. It provided me with a comprehensive understanding of the Earth's physical and human landscapes, as well as the complex interactions between society and the environment.
Skills
- Data analytics using Excel
- PowerBi
- Team player
- Written and verbal communication skills
- Problem solving skills
- Financial statement analysis
- Good customer service skills
Accomplishments
- Used Microsoft Excel to develop correspondence and bank performance trend tracking spreadsheets.
- Collaborated with team of three to conduct an investigation into a reported fraud and some financial misappropriations in a bank.
Languages
English
Hobbies and Interests
- Economic issues
- Community Service
- Traveling to exploring new places and culture
- Sports i.e Football and Athletics
Personal Information
- Nationality: Ghanaian
- Gender: Male
- Marital Status: Married
Certification
- Six Sigma Certification
- Licensed Dealing Officer (Ghana Stock Exchange)
Timeline
Financial Stability Indicators - International Monetary Fund
12.2023 - 12.2023
Bank Supervisor - Central Bank of Ghana
05.2016 - Current
Relationship Manager - United Bank for Africa
05.2013 - 04.2016
Investment Portfolio Manager - Dwadifo Adanfo Microfinance Company Limited
12.2011 - 04.2013
Kwame Nkrumah University of Science And Technology - Master of Science Degree, Economics
University of Ghana - Master of Business Administration Degree, Finance
University of Ghana - Bachelor of Arts Degree, Geography and Resource Development
Similar Profiles
MADLINE FURRER-MENSAHMADLINE FURRER-MENSAH
Risk Analyst at Central Bank of GhanaRisk Analyst at Central Bank of Ghana
Charles AdongoCharles Adongo
Executive Office Assistant at Central Bank of GhanaExecutive Office Assistant at Central Bank of Ghana
Isaac Barfi OpokuIsaac Barfi Opoku
Lead Governance, Risk & Compliance (GRC) Analyst at The Central Bank of GhanaLead Governance, Risk & Compliance (GRC) Analyst at The Central Bank of Ghana