RAYMOND AWULEY OKLEY
Prampram
Summary
A results-oriented professional with a proactive attitude that can make a real contribution to the success of the organization. Possesses an in-depth knowledge in banking principles and key related fields such as finance and accounting. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, exceptional interpersonal skills and quickly mastering new skills.
Overview
6
6
years of professional experience
Work History
Credit Officer
Interzen MicroFinance Limited
Accra
08.2021 - Current
- Educate customers on loan products
- Assessing potential loan customers
- Booking/structuring/disbursement of loans
- Loan repayment collections
- Prepare of loan reports
- Register collateral with the collateral registry
- Prepare collateral registry report
- Conduct regular reviews of existing customers' accounts to ensure compliance with agreed terms.
- Monitor customer account activity to identify any potential risks or issues.
- Negotiate payment plans with delinquent customers in order to minimize losses due to non-payment.
- Research industry best practices related to consumer lending regulations.
- Identify areas where improvements can be made in the existing process for granting credits.
- Respond promptly and professionally to inquiries from customers regarding their accounts.
- Ensure that all relevant documents are collected before making a decision about granting a line of credit.
- Provide training and guidance for junior staff members in order to help them develop their skills as Credit Officers.
- Recommend approval or disapproval of different loan types based on established criteria.
Facilities Management Officer(National Service)
Ghana Airport Company Ltd
Accra
08.2019 - 08.2020
- Responsible for inspecting and evaluating the work for service providers
- Brief service providers each day
- Ensure work is done before the first flight lands or takes off
- Examine check sheets from other branches to ensure work done and submit for approval of payments
- Prepare comprehensive report on daily basis
- Ensured that all safety protocols are followed by staff at the workplace.
Reconciliation Officer (Intern)
Dangme Rural Bank Ltd
Accra
06.2018 - 08.2018
- Monitor daily performance and manage data generated
- Reconcile cash books with Bank statements
- Eliminate errors from Bank statements
- Provide accurate and timely financial information for annual financial statement
Education
BSc - Banking and Finance
University of Professional Studies
01.2019
West African Examination Council Certificate -
Ghanata senior high school
Dodowa, Greater Accra Region01.2014
Skills
- High Proficiency in Microsoft Office suite
- Good verbal and written communication skills
- Customer Relations
- Documentation Management
- Report Writing
- Loss Prevention
- Proficient in English,Twi and Ga-dangme
- Credit assessments
Websites
References
References are available on request.
Hobbies and Interests
- Research and analysis
- Listening to music
- Reading
Languages
Dangme
First Language
English
Proficient (C2)
C2
Twi
Advanced (C1)
C1
Timeline
Credit Officer
Interzen MicroFinance Limited
08.2021 - Current
Facilities Management Officer(National Service)
Ghana Airport Company Ltd
08.2019 - 08.2020
Reconciliation Officer (Intern)
Dangme Rural Bank Ltd
06.2018 - 08.2018
BSc - Banking and Finance
University of Professional Studies
West African Examination Council Certificate -
Ghanata senior high school
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