Raphael Keh
Accra
Summary
Detail-oriented risk management specialist versed in financial analysis and reporting. I excel in liquidity, credit, and market risk analysis, alongside dashboard development and regulatory compliance. Brings advanced understanding of market conditions and trends, risk mitigation strategies and financial decision-making. Expert in diverse statistical analyses techniques. Proficient in Microsoft 365, I'm eager to contribute to a team dedicated to data-driven decision-making.
Overview
2
2
years of professional experience
Work History
MARKET AND LIQUIDITY RISK ANALYST
Zenith Bank Ghana
Accra
03.2024 - Current
- Currently managing the uploading of Bank of Ghana Daily interbank rates, as well as treasury and trade FX rates, to ensure accuracy and reliability of market data for risk analysis
- Currently preparing daily intraday reports on FX transactions, providing comprehensive insights into market movements and transaction activities to support decision-making processes
- Reviewing FX forward Agreements Memorandum and preparing Daily FX forward and Spots revaluation reports to facilitate effective risk assessment and management of FX positions
- Conducting thorough reviews of Daily Net Open Position Reports to ensure accuracy and compliance before submission to the Central Bank of Ghana
- Currently preparing Weekly ALCO Reports on Deposits, highlighting Liquidity risk indicators and providing valuable insights into the bank's liquidity position
- Conducting valuation and review of Position and Income GLs to ensure accuracy and integrity of financial data
- Compiling Weekly Market Risk summary reports and conducting value at risk computations to enable proactive risk management and mitigation strategies based on market trends and fluctuations.
CREDIT RISK ANALYSIS
Zenith Bank Ghana
Accra
11.2023 - Current
- Generating daily and weekly credit summary reports and drafted weekly Credit Concentration reports to analyze loan distribution by branch and region, ensuring a balanced portfolio
- Monitoring counterparty limits and adhering to regulatory requirements, including single obligor limits, to uphold robust credit risk management practices and mitigate potential breaches
- Preparing Basel III and Basel II reports in accordance with Central Bank of Nigeria guidelines, calculating Capital Adequacy Ratios to assess the bank's capital adequacy
- Managing the Loan book in compliance with IFRS9 standards, using it to compute the top 150 loans of the bank and ensure accurate risk assessment
- Preparing credit provisions report to calculate the Non-Performing Loan ratio and analyze credit facility distributions based on classifications, facilitating effective risk management strategies.
LIQUIDITY RISK ANALYST
Zenith Bank Ghana
Accra
10.2022 - 11.2023
- Conducted daily liquidity monitoring and assessed funding needs to ensure regulatory compliance and meet the bank's liquidity requirements
- Developed a liquidity risk dashboard for real-time monitoring, including ICAAP (Internal Capital Adequacy Assessment Process) and ILAAP (Internal Liquidity Adequacy Assessment Process) metrics
- Produced comprehensive reports, collaborated across departments, and stayed updated on industry best practices to mitigate liquidity risk exposures and ensure alignment with regulatory standards.
Education
BACHELOR OF SCIENCE (B.S.) IN ACTUARIAL SCIENCE -
University of Ghana
10.2022
Skills
- Data Analytics (Dashboard & Chart Analysis)
- Organizational Skills (Attention to details and Time management)
- Quantitative Reasoning and Big Data Analytics
- Microsoft 365 (Excel, Word, PowerPoint, Outlook, Teams)
- Investment Evaluation and Portfolio Management
- Risk Assessment & Analytics
Awards
Best Graduating Business Student, St Thomas Aquinas Senior High School, 2018
Languages
English
First Language
- Mr. Keh
Timeline
MARKET AND LIQUIDITY RISK ANALYST
Zenith Bank Ghana
03.2024 - Current
CREDIT RISK ANALYSIS
Zenith Bank Ghana
11.2023 - Current
LIQUIDITY RISK ANALYST
Zenith Bank Ghana
10.2022 - 11.2023
BACHELOR OF SCIENCE (B.S.) IN ACTUARIAL SCIENCE -
University of Ghana