Rahinatu Sibaway
Credit Officer and Office Administrator
Accra,Ghana
Summary
Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Trained in Kastle software use and administration with knowledge of prospecting for potential customers. Dedicated to excellent customer service and best-in-class collaboration.
Overview
20
20
years of professional experience
1
1
Certification
Work History
Credit Officer
GCB Bank Plc
03.2009 - Current
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Increase sales by 10% monthly
- Reduce NPL to less than 5%
Shop Owner
EASY SUPPLIER
06.2022 - 07.2023
- Coached, counseled and disciplined employees.
- Prepared annual budgets and monitored financial objectives.
- Completed store operational requirements by assigning tasks based upon strength, level of experience.
- Oversaw business budget planning and administration, accounting functions, purchasing and bi-weekly payroll to handle financial needs.
- Reconciled daily sales, returns and financial reports in Excel.
- Provided outstanding coaching to employees to boost sales.
- To prospect for potential customers in order to increase sales by 50%.
Field Worker
University For Development Studies
08.2003 - 11.2008
- Performed statistical, qualitative and quantitative analysis.
- Helped team meet regulatory requirements by coordinating documentation and filings.
- Developed fact sheets, graphs and tables to analyze and summarize survey data.
- Increase efficient data analysis by 20%
Education
No Degree - Understanding Borrowing Needs of A Business
National Banking College
Ghana, Accra08.2020
MBA - Corporate Finance
Kwame Nkrumah University of Science And Technology
Kumasi06.2017
No Degree - Foundation in New World Change And Leadership
PENTACLE
London03.2014
No Degree - Feelings For Professionals
Service Quality Institute
USA01.2013
Bachelor of Arts - Integrated Development Studies ( IDS)
University For Development Studies
Tamale12.2008
No Degree - Base Certificate in Office 2003
NIIT
Ghana, Accra11.2007
Skills
- Sales Planning
- Sales Strategies
- Using Excel to Monitor Sales
- Desktops, Laptops and Mobile Devices
- Customer Service
- Financial Management
- Operations Management
- Project Oversight
- Team Leadership
- Analytical and Critical Thinker
- Bookkeeping
- Records Organization and Management
Certification
- Service Quality Institute -Customer Service -Loyal for Life,- June 2015.
- Service Quality Institute,Customer Service - Speed, - January 2015.
- Service Quality Institute- Customer Service - Empowerment, - May 2013.
- Service Quality Institute- Customer Service - Feelings for Professionals, - January 2013
- NIIT- Information and Technology - Base Certificate in Office 2003, - November 2007
- Pentacle The Virtual Business School - About Adopting to Change - Foundation in New World Change and Leadership, - March 2014
- The West Africa Examinations Council, Secondary School Certificate, November 2002
- Ghana National Banking College - Understanding Borrowing Needs of a Business, - August 2020
- Ghana Sports Federation- Inter-Regional Competition - 1st in Soccer Girls.
Sports
I used to be a very active and a good soccer girl. Even though I have stop training due to work pressures and marriage issues, I still have the potentials and that talent in me. I was the Northern regional captain during Inter-Schools Regional Competition in Ghana at Takoradi, Western part of Ghana in 2002. I also played soccer for a team in Ghana called Ghatel Tamale which we were paid monthly.
Besides that, I was also a very good in Basket ball, Javelin, Volley ball and table tennis.
I was called to the Ghana National Team, but my father did not allow me because I had admission to go to the University.
This however, made me very active and determined in what ever I am doing in life.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
The way to get started is to quit talking and begin doing.
Walt Disney
Timeline
Shop Owner
EASY SUPPLIER
06.2022 - 07.2023
Credit Officer
GCB Bank Plc
03.2009 - Current
Field Worker
University For Development Studies
08.2003 - 11.2008
No Degree - Understanding Borrowing Needs of A Business
National Banking College
MBA - Corporate Finance
Kwame Nkrumah University of Science And Technology
No Degree - Foundation in New World Change And Leadership
PENTACLE
No Degree - Feelings For Professionals
Service Quality Institute
Bachelor of Arts - Integrated Development Studies ( IDS)
University For Development Studies
No Degree - Base Certificate in Office 2003
NIIT
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