Prince Owusu
Accra
Summary
Dependable Loan Officer possessing in-depth knowledge of direct and indirect lending products, finance concepts and financial management software. Offering many years of experience evaluating, recommending and authorizing approval of loans. Trustworthy professional with expertise in prospecting, closing, and maintaining client relationships.
Resourceful professional in financial services, known for high productivity and efficient task completion. Specialized in risk assessment, regulatory compliance, and customer service. Excel using communication, problem-solving, and adaptability skills to achieve goals and meet client needs.
Overview
8
8
years of professional experience
Work History
Loan Officer
Prime bond micro-credit
Accra
01.2023 - Current
- Approved or denied loan applications and explained reasoning behind decisions.
- Adhered to federal and state compliance guidelines relative to retail mortgage lending.
- Reviewed loan agreements to confirm completeness and accuracy.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Stayed abreast of lending regulations, industry trends and market rates.
- Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
- Collected past due loans, keeping credit and collateral exceptions within policy ranges.
- Prepared reports for customers with delinquent and irreconcilable accounts.
- Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
- Approved or denied loan applications based on established guidelines.
Event Coordinator
Event planner
Accra
02.2018 - 03.2020
- Sourced speakers and special guests for wide range of corporate, industry and charitable events.
- Ensured effective communication between vendors and suppliers before, during and after the event.
- Coordinated logistics for international events, including travel arrangements, accommodations, and local regulations compliance.
- Managed on-site event staff and volunteers, providing training and supervision to ensure high levels of service.
- Organized guest support services for guests to meet accommodation, transportation and service needs.
- Created detailed reports outlining event planning progress, timelines, budgets, and other relevant information.
- Attended and participated in industry events.
Education
High School Diploma -
Benkum Senior High School
Eastern Region 06-2012
Skills
- Loan processing
- Credit analysis
- Regulatory compliance
- Risk assessment
- Financial documentation
- Customer service
- Relationship management
- Data reporting
- Time management
- Problem solving
- Team collaboration
- Team player
- Financial transactions expertise
Timeline
Loan Officer
Prime bond micro-credit
01.2023 - Current
Event Coordinator
Event planner
02.2018 - 03.2020
High School Diploma -
Benkum Senior High School