I am a dedicated, hardworking and high-achieving Credit Controller offering a quality-minded and customer-driven approach. Resourceful and skilled professional focused on improving department productivity and streamlining processes for efficiency.
Overview
19
19
years of professional experience
Work History
CREDIT CONTROLLER
DANNEX AYRTON STARWIN
ACCRA
05.2018 - Current
Composed effective accounting reports summarizing accounts receivable data
Created daily and weekly collection reports for accounting management
Filed and addressed customers complaints in accordance with company policies
Reconciled discrepancies between accounts receivable general ledger account and accounts receivable trial balance account
Researched and resolved accounts receivable discrepancies
Posted receipts to appropriate general ledger accounts
Reviewed all expense reports for accuracy and proper expense disclosure
Maintained integrity of general ledger, including the chart of accounts
Facilitated successful internal and external audits through sound and thorough documentation
Reconciled customer statements and handled payment complaints or discrepancies
Monitored payments due from clients and promptly contacted clients with past due payments
Pays regular and spontaneous visit to all customers
Conduct credit appraisal on all new customers for approval by the Managing Director or assigned person
Conduct credit training for salesmen and other personnel when required.
CREDIT CONTROLLER
DANNEX LIMITED
ACCRA
11.2015 - 06.2018
Review the company credit control procedures, recommend, approve and implement when required
Manage the credit policy of the Company including, setting and monitoring of credit limits and performance of the customer
Assist the sales department in managing receivables position of the company
Where required, recommends and initiates the proceedings to ensure outstanding are brought to satisfactory conclusion
Keeps the company up to date with new credit management techniques and procedures
Identify and investigate delinquent accounts and take appropriate actions
Prepare a Weekly ageing analysis for management consideration
Submit bi – weekly reports to the head of Finance with copies to the Managing Director and Head of sales
Pays regular and spontaneous visit to all customers
Conduct credit appraisal on all new customers for approval by the Managing Director or assigned person
Conduct credit training for salesmen and other personnel when required.
HEAD OF CONSUMER FINANCE/CREDIT OFFICER
ORION CAPITAL MICROFINANCE
ACCRA
03.2014 - 10.2015
Maintain relationships with finance vendors, and reduce finance costs through negotiation
Coordinate with Marketing Department to sell the product, identify and work directly with low performing stores
Monitor performance of the product on market with respect to prices
Initiate loan contracts, perform appraisal and Evaluate loan applications to meet disbursement targets
Ensure loan appraisals forms are filled correctly with associated attachments
Complete loan contracts by explaining provisions to applicant or Reject loans by explaining deficiencies to applicants
Prepared weekly and monthly report on loan disbursed and repayments
Prepare weekly report on overdue payments.
CREDIT OFFICER
R & J GATEWAY MICROFINANCE
KASOA
10.2013 - 02.2014
Verification and assessment of customer's credit and income history
Assisting of loan applicants and prospecting for customers
Monitoring clients credit performance
Drawing of locational sketch of the customers location and business
Prepare weekly report on disbursement and repayment
Verification of customers business location, residence and documentation on collateral.
ACCOUNT/ADMINISTRATIVE ASSISTANT (NSS)
MINISTRY OF FOREIGN AFFAIRS & REGIONAL INTEGRATION
ACCRA
07.2011 - 08.2012
Data entry (payment voucher casting of salaries of foreign mission and)
Assisting in registry duties as well receipt and dispatch of document from and to other bureau
Assisted in the preparation of the Ministry's 2012 budget into the national budget
Preparation of invoice and receipt reconciliation from our suppliers
Public Relation clerk (press invitation and acknowledgement of letters)
In charge of newspaper receipt vouchers and reconciliation.
SALES ASSISTANT
MALLET ENTERPRISE LIMITED
ACCRA
03.2005 - 06.2011
Supervise sales activities
Control of LPO's and general purchases
Prepare quarterly reports on sales
Monitor development, assess and make recommendations when necessary
In charge of book keeping records
Filing of Vat Returns and Control of LPO's
In charge of warehousing of goods.
Education
BACHELOR OF SCIENCE: BANKING AND FINANCE -
PENTECOST UNIVERSITY
01.2011
DIPLOMA IN BUSINESS STUDIES: ACCOUNTING -
INSTITUTE OF PROFESSIONAL STUDIES
01.2003
SENIOR HIGH SCHOOL CERT: GEN. ARTS -
ST. MARGARET MARY SENIOR HIGH SCHOOL
01.2000
Skills
Receivables management
Results-oriented
Salesforce knowledge
Customer Account reconciliation
Cross-Functional Collaboration
Credit analysis
Strong negotiation abilities
Risk evaluations
Accomplishments
Developed a comprehensive credit control policies and procedures for effective credit sales.
Designed a discount policy to attract cash sales to reduce credit, and increase revenue.
Followed up on customers and kept track of overdue balances for payment which reduced the total receivable balance by 30% from (GHc7,400,000 - GHc5,180,000)and overdue balance by 45% (GHc2,280,000-Ghc1,026,000) respectively.
Investigated and resolved disputed balances and discrepancies, which led to confidence in business.
As a leader, I supervised a team of three staff members as well as sales executives who worked assiduously to achieve target.
Handled and resolved the largest number of reporting discrepancies in 2018.
Resolved issues of customer relations which increased sales and collection.
Promoted to divisional credit and risk controller to manage the northern territories.
Trained new sales executives on SOP's and ERP systems.
References
Referees are available upon request.
Timeline
CREDIT CONTROLLER
DANNEX AYRTON STARWIN
05.2018 - Current
CREDIT CONTROLLER
DANNEX LIMITED
11.2015 - 06.2018
HEAD OF CONSUMER FINANCE/CREDIT OFFICER
ORION CAPITAL MICROFINANCE
03.2014 - 10.2015
CREDIT OFFICER
R & J GATEWAY MICROFINANCE
10.2013 - 02.2014
ACCOUNT/ADMINISTRATIVE ASSISTANT (NSS)
MINISTRY OF FOREIGN AFFAIRS & REGIONAL INTEGRATION