Diligent Credit Risk Analyst with background in assessing and mitigating credit risk. Proven ability to develop and implement risk management strategies that align with business goals. Demonstrated expertise in credit analysis and risk assessment.
Overview
2026
2026
years of professional experience
Work History
Credit Risk Manager
Absa Bank Ghana
2023 - Current
Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies.
Prepared monthly regulatory regulatory reports on retail loan book for submission to central bank and credit rating agencies.
Wrote scripts to assist in the automation of credit bureau data upload processes, leading to a quicker, streamlines process. Significantly reducing processing time by more than 50%.
Worked with business support and recoveries unit to assist in loan payment restructures and collection of payments from non performing loan accounts. Helping the team outperform their annual forecast by 10% by year's end.
Supported business banking and relationship managers with monthly performance data sheets and prequalified account lists to assist in lead generation.
Built sheets to track performance of sovereign debt and other macroeconomic indicators to assist senior management in decision making.
Presented reviews and reports on the National Budget, sovereign dealings with supranational bodies and their subsequent effect on the business's portfolios and strategies.
Conducted scenario analysis to evaluate the impact of potential credit events on portfolio holdings and overall risk profile.
Assisted in managing liquidity risks associated with large investments in less liquid bonds or structured products.
Conducted comprehensive credit analysis on corporate bonds, assessing financial strength and overall creditworthiness.
Assisted business banking in growing retail loan portfolio by 30% on a year-to-year basis and an average of 3% month-to-month.
Senior Portfolio Analyst
Black Star Group
2022 - 2023
Supported risk management efforts by analyzing portfolio exposures to various factors such as duration, convexity, credit spreads, and currency fluctuations.
Developed rebalancing strategies to minimize risk exposures.
Communicated market developments, portfolio changes and annual performance information to clients. Leading to 50% increase in onboarded clients.
Recommended investment strategies to meet client financial objectives.
Adjusted portfolio exposures to compensate for market conditions leading to growth fund market outperformance of over 30%
Researched fixed income alternatives to align with client asset allocation requirements.
Consolidated financial data and materials for key leadership meetings.
Used Python to develop tools to determine optimum asset allocation weightings for portfolios.
Presented oral and written reports on general economic trends, individual corporations and entire industries.
Stayed up to date on latest performance indicators for stock market and mutual funds.
Researched and shared recommendations on stock market trends and economic forecasts to support portfolio decisions.
Leveraged analytical tools to evaluate the performance of individual stocks, bonds, mutual funds, ETFs in relation to benchmarks and indexes used for comparison purposes.
Data Analyst Intern
Roche
09.2021 - 04.2022
Built twitter sentiment analysis tool with accuracy of 70% using both structured and unstructured data obtained from twitter.
Used Natural Language Processing tools to research and determine overall sentiment of individuals to different Covid-19 related topics.
Developed tables, views and materialized views using SQL
Designed customized data collection models for specific visualization tasks. Including visualizations for twitter user sentiments, mainly concerning Covid-19 outlook
Researched and compiled tailored monthly analytics and reports for Project Manager using Python
Site Maintenance Engineer
Advansix Inc
2018 - 2021
Supervised and implemented plant-wide lubrication program which led to 20% reduction in machine downtime
Managed and led relief device testing in plant and led plant wide endeavor to increase relief device testing compliance to at-least 95% per month
Led and managed building of in-house valve test shop and ensured that necessary state stamps and certificates were obtained, leading to reduction in valve testing budget by 30%
Supervised and managed steam trap program plant wide
Vibration Analysis and Ultrasound testing implementation
NDT testing on Pressure Vessels, Heat Exchangers and fixed equipment
Provide Maintenance Engineering support for Project,
Production and Process Engineers
Engaged in troubleshooting pumps, creating RCPs and
Arms, Heat exchanger leak inspections and numerous technical supports for maintenance of rotating and stationary equipment.