Michael Adjei-Baah
Accra
Summary
Highly motivated employee with a desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Head, Legal & Company Secretary
IFS FINANCIAL SERVICES LIMITED
09.2016 - 08.2019
- My job included convening and servicing General meetings and Committee meetings (producing agendas, taking minutes; conveying decisions etc.), providing support to committees and working parties such as the Board of Directors etc
- Implementing procedural/administrative systems, filing reports and statutory forms and ensuring compliance with objects and law.
Head, Remedial Management
CAPITAL BANK, GHANA
05.2016 - 09.2016
- My schedule included reviewing customer files, remediating, restructuring and rescheduling facilities
- It also included Negotiations, mediation, litigation of Non- performing loans
Head, Legal
FIRST CAPITAL PLUS BANK/ CAPITAL BANK, GHANA
10.2013 - 09.2016
- Provide leadership and ensure efficient and effective management of staff and resources in the Legal Department
- Review and draft contracts, agreements and internal policies and ensure that they are in compliance with all statutory or legal requirements
- Liaise with relevant departments to ensure that where legal risks have been identified, appropriate courses of action are taken to remedy them
- Render legal support on loan recovery activities
- Represent the bank in Court and provide legal advice on litigation issues
- Assist in reviewing all documents presented for the drawdown on the credit facility to ensure that the Bank’s interest is adequately protected and conditions precedent met before disbursement
Senior Legal Officer
FIRST CAPITAL PLUS SAVINGS AND LOANS
10.2011 - 08.2013
- Court representation
- Drafting of Agreements and contracts
Legal Practitioner
SIMA CONSULTANCY Republic House Accra
09.2008 - 10.2011
Head, Credit Administration
AGRICULTURAL DEVELOPMENT BANK
10.2019
- My duties include ensuring the following;
- Effective, quality and timely execution of the terms and conditions as approved by the Management Credit Committee or Board of Directors.
- Risks identified in the legal implementation and disbursement processes of loans are highlighted and properly managed to an acceptable level.
- Records management checklist completed for all deals prior to disbursement.
- Security and other documents are duly executed and properly protected from fire, theft etc.
- Credit Files are maintained in line with the Records Management Procedure.
- Every collateral asset line has a supporting document reflecting the value as per the register and can be easily referenced.
- Disbursements completed in line with conditions set
- Payments made in line with approved disbursement request.
- Credit facilities are disbursed only after all contractual terms and conditions have been met and all required documents are received
- Exceptions only with the approval of the Management Credit Committee or Board of Directors.
- Compliance with policy and procedures relating to disbursement.
- All collaterals are registered as per policy and have accurate collateral values.
- Annual and quarterly collateral reviews are completed within the time limits set.
- Collateral register data are up to date.
- Any risks relating to collateral registration and variances are addressed through appropriate actions.
- Insurance renewals are up to date on business as well as assets taken as collateral.
- Provide effective and efficient support to the Legal Collections Function on deals handed over to Legal Collections.
- Formal valuations are conducted on all assets for clients handed over for legal collections.
- The collateral register is maintained based on recoveries made or service provider feedback.
Intern
KOAconsult Teacher’s Hall Accra
- Legal research work
- Case briefing
- Drafting of Legal Documents
- Proofreading
Research Assistant
WHO/University of Ghana. Accra, Ghana
- Collection of data on Women’s reproductive health in selected areas of Accra
- Organisation of data
Teaching Assistant (National Service Person)
DEPARTMENT OF SOCIOLOGY, UNIVERSITY OF GHANA
- Organised tutorial sessions
- Grading of academic work
Education
Master of Laws (LLM) in Corporate and Commercial Law -
UNIVERSITY OF GHANA, LEGON ACCRA
01.2023
Master of Arts (MA) in Alternative Dispute Resolution -
UNIVERSITY OF GHANA, LEGON ACCRA
01.2015
Certificate in Banking Fraud & Other Financial Crimes -
NATIONAL BANKING COLLEGE, ACCRA
08.2014
Certificate in Risk Management -
CAMBRIDGE GLOBAL PARTNERS, UK
11.2013
Certificate in Workplace Adjudication -
CORPORATE AIMS SERVICES LTD.
05.2013
Certificate in Labour Dispute Resolution -
CORPORATE AIMS SERVICES LTD.
11.2012
Qualifying Certificate in law (Practicing Licence) -
GHANA SCHOOL OF LAW ACCRA, GHANA
01.2007
Bachelor of Law Degree (LLB) -
UNIVERSITY OF GHANA, ACCRA, GHANA
01.2005
Bachelor of Arts (Sociology with Political Science) -
UNIVERSITY OF GHANA, ACCRA, GHANA
01.2002
Skills
- Legal Compliance
- Due diligence
- Corporate Governance
- Corporate Secretarial Practice
- Contract Review
- Dispute Resolution
Volunteer Experience
- NATIONAL CHILD PROTECTION COMMITTEE (UNICEF), MEMBER, 01/01/2011, 01/01/2014, Outline child protection issues Outline structures and modalities for addressing child protection issues. Drafting of the National Child Protection Policy
- GREATER ACCRA PROBATION COMMITTEE, MEMBER, 01/01/2009, 01/01/2016, Review the progress of Juvenile Offenders on probation
- JUVENILE JUSTICE PROJECT (HUMAN RIGHTS NGO), MEMBER, 01/01/2007, 01/01/1900, Provide free (pro bono) legal services to children in conflict with the law. Help juvenile offenders serving custodial sentences to reintegrate into society after serving their term. Tracing the family of juveniles in conflict with the law. Facilitate the training of some juvenile offenders and acquitted juveniles.
- LEGON HALL, UNIVERSITY OF GHANA, Judicial Board Member, 01/01/2003, 01/01/2005
Membership of Associations
- Ghana Bar Association (GBA)
- Ghana Association of Certified Mediators and Arbitrators (GHACMA)
Certification
- Notary Public of the Republic of Ghana
References
References available upon request.
Timeline
Head, Credit Administration
AGRICULTURAL DEVELOPMENT BANK
10.2019
Head, Legal & Company Secretary
IFS FINANCIAL SERVICES LIMITED
09.2016 - 08.2019
Head, Remedial Management
CAPITAL BANK, GHANA
05.2016 - 09.2016
Head, Legal
FIRST CAPITAL PLUS BANK/ CAPITAL BANK, GHANA
10.2013 - 09.2016
Senior Legal Officer
FIRST CAPITAL PLUS SAVINGS AND LOANS
10.2011 - 08.2013
Legal Practitioner
SIMA CONSULTANCY Republic House Accra
09.2008 - 10.2011
Intern
KOAconsult Teacher’s Hall Accra
Research Assistant
WHO/University of Ghana. Accra, Ghana
Teaching Assistant (National Service Person)
DEPARTMENT OF SOCIOLOGY, UNIVERSITY OF GHANA
Master of Laws (LLM) in Corporate and Commercial Law -
UNIVERSITY OF GHANA, LEGON ACCRA
Master of Arts (MA) in Alternative Dispute Resolution -
UNIVERSITY OF GHANA, LEGON ACCRA
Certificate in Banking Fraud & Other Financial Crimes -
NATIONAL BANKING COLLEGE, ACCRA
Certificate in Risk Management -
CAMBRIDGE GLOBAL PARTNERS, UK
Certificate in Workplace Adjudication -
CORPORATE AIMS SERVICES LTD.
Certificate in Labour Dispute Resolution -
CORPORATE AIMS SERVICES LTD.
Qualifying Certificate in law (Practicing Licence) -
GHANA SCHOOL OF LAW ACCRA, GHANA
Bachelor of Law Degree (LLB) -
UNIVERSITY OF GHANA, ACCRA, GHANA
Bachelor of Arts (Sociology with Political Science) -
UNIVERSITY OF GHANA, ACCRA, GHANA
- Notary Public of the Republic of Ghana
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