Mercy Kweintsiwa Mercer Owusu-Twumasi

• Head of Credit and Risk Committee.

- Review reports to ensure compliance with regulatory requirements and standards.

- Collaborate with Board Members and oversee that Management adheres to laid-down credit and risk policies.

• Member of the HR and Strategy Committee.

- Review company policies, and supervise management on their implementation to comply with regulatory standards.

• Participate in board meetings to discuss the strategic drive of the company in order to maintain and increase the market share.
• Collaborate with board members to develop strategic organizational initiatives.
• Oversee implementation of governance policies and compliance measures.
• Participate in annual planning sessions to establish long-term priorities and direction.

• Lead a team of experts in rendering landscaping and indoor plant installation/maintenance especially for corporate clients in Accra.
• Provide leadership and guidance to team members, ensuring that tasks were completed on time and to a high standard.
• Develop project plans that outlined tasks, timelines, and responsibilities for the team.

• Managed investment portfolios to optimize asset allocation and risk management.
• Analyzed market trends to identify investment opportunities and strategies.
• Collaborated with research teams to evaluate fund performance metrics.
• Facilitated regular meetings with clients to discuss portfolio updates and strategies.
• Reviewed quarterly financial statements for accuracy and compliance purposes.
• Attended industry events in order to stay up-to-date on new developments in the field.
• Monitored market trends and made recommendations on portfolio adjustments accordingly.
• Tracked macroeconomic data points such as GDP growth rate or inflation rate in order to make informed decisions about investing activities.
• Managed assets in accordance with established policies and procedures.
• Analyzed financial statements, balance sheets, cash flow statements, income statements, and other documents associated with potential investments.
• Developed and implemented investment strategies to meet client objectives, while adhering to regulatory guidelines.

• Oversaw daily treasury operations and ensured compliance with regulations.
• Established banking relationships to enhance service offerings and negotiate terms.
• Led treasury staff in implementing process improvements for efficiency gains.
• Analyzed market trends to inform investment decisions and policy development.
• Reviewed daily Treasury positions to ensure accurate accounting of transactions.
• Prepared periodic reports on debt portfolio performance for senior leadership review.
• Participated in development of long-term strategic plans regarding Treasury operations.
• Recognized by management for providing exceptional customer service and high business accumen.

• Used the Balanced Scorecard to manage and co-ordinate the strategic sessions for line managers, and keep them accountable to action plans.This document was updated weekly as a key performance tool across locations and Departments.
• Provided key and strategic support to my Director in managing over 3000 staff( Head Office, Takoradi Port, Tema Port and the Off-Dock Car Terminal)