MAHAMA FUSEINI ALLAN
ACCRA
Summary
Dynamic Senior Credit Officer with extensive experience at Pan-African Savings & Loans, specializing in credit risk assessment and team leadership.
Overview
18
18
years of professional experience
Work History
SENIOR CREDIT OFFICER
PAN – AFRICAN SAVINGS & LOANS (ECOBANK)
02.2014 - Current
- Playing a supervisory role of branch credit department.
- Reporting to the head of credit and branch manager on day to day credit report.
- Sourcing for new clients.
- Develop credit model for the officers to follow.
- Frequent credit risk training for the branch.
- Identifying possible credit risk, assessing its impact and how to mitigate it.
- Achievements: Increase branch loan production/portfolio each month by 25% and more.
- Improved follow up procedures which resulted in both increase in overall loan volumes and ensuring the bank has the appropriate treasury controls.
- Assisting in developing new loan product aimed at supporting SME and startup businesses.
Loans & Recovery Officer
WE CARE INVESTMENT
01.2009 - 02.2014
- Implementing marketing strategies to get more customers on board.
- Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Negotiated payment arrangements with customers who have delinquent loans.
- Assisted the loans manager in preparing weekly field loans recovery strategies and report.
- Prepared reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for recovery action.
- Achievements: Reducing the number of loans in arrears through recovery hence keeping quality loan books.
STORES ASSISTANCE
UNIVERSITY OF GHANA MEDICAL SCHOOL
01.2008 - 12.2009
- Company Overview: (NATIONAL SERVICE)
- Assisted in stock taking and stock evaluation.
- Receiving stock and issuing it to the user department.
- Placing request when there is need for reorder level.
- Ensure that stock are safe and well to meet the user department needs.
- Also provide report on stock level.
- (NATIONAL SERVICE)
- Achievements: Able to develop a model that makes stock taking very simple.
- Through the model the store department is able to identify when to make reorder.
Education
Master of Science Degree (MSc) - Financial risk management
Presbyterian university – Business School
Accra, Ghana05.2024
Bachelor of Art - Psychology and Sociology
University of Ghana
01.2015
HND Purchasing and Supply -
Accra Technical University
12.2008
Skills
- Financial analysis
- Credit risk assessment
- Team leadership
- Negotiation skills
- Risk mitigation strategies
- Credit underwriting
- Loan recovery strategies
- Credit modeling
References
- Razak Mohammed, Head of Procurement, Environmental and Allied University, 0246152258
- Razak Alhassan, Credit Manager, Pan African Savings and Loans, 0244971903
- David Adu Yeboah, Business Development Officer, Colandef Land & Property, 0245739626
Coursework
- Financial & Credit Risk Management
- Supply Chain Management
- Stock and Operation
- Public Procurement Act
- Debt Recovery Strategies
Timeline
SENIOR CREDIT OFFICER
PAN – AFRICAN SAVINGS & LOANS (ECOBANK)
02.2014 - Current
Loans & Recovery Officer
WE CARE INVESTMENT
01.2009 - 02.2014
STORES ASSISTANCE
UNIVERSITY OF GHANA MEDICAL SCHOOL
01.2008 - 12.2009
Master of Science Degree (MSc) - Financial risk management
Presbyterian university – Business School
Bachelor of Art - Psychology and Sociology
University of Ghana
HND Purchasing and Supply -
Accra Technical University