Summary
Overview
Work History
Education
Skills
References
Coursework
Timeline
Generic

MAHAMA FUSEINI ALLAN

ACCRA

Summary

Dynamic Senior Credit Officer with extensive experience at Pan-African Savings & Loans, specializing in credit risk assessment and team leadership.

Overview

18
18
years of professional experience

Work History

SENIOR CREDIT OFFICER

PAN – AFRICAN SAVINGS & LOANS (ECOBANK)
02.2014 - Current
  • Playing a supervisory role of branch credit department.
  • Reporting to the head of credit and branch manager on day to day credit report.
  • Sourcing for new clients.
  • Develop credit model for the officers to follow.
  • Frequent credit risk training for the branch.
  • Identifying possible credit risk, assessing its impact and how to mitigate it.
  • Achievements: Increase branch loan production/portfolio each month by 25% and more.
  • Improved follow up procedures which resulted in both increase in overall loan volumes and ensuring the bank has the appropriate treasury controls.
  • Assisting in developing new loan product aimed at supporting SME and startup businesses.

Loans & Recovery Officer

WE CARE INVESTMENT
01.2009 - 02.2014
  • Implementing marketing strategies to get more customers on board.
  • Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Negotiated payment arrangements with customers who have delinquent loans.
  • Assisted the loans manager in preparing weekly field loans recovery strategies and report.
  • Prepared reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for recovery action.
  • Achievements: Reducing the number of loans in arrears through recovery hence keeping quality loan books.

STORES ASSISTANCE

UNIVERSITY OF GHANA MEDICAL SCHOOL
01.2008 - 12.2009
  • Company Overview: (NATIONAL SERVICE)
  • Assisted in stock taking and stock evaluation.
  • Receiving stock and issuing it to the user department.
  • Placing request when there is need for reorder level.
  • Ensure that stock are safe and well to meet the user department needs.
  • Also provide report on stock level.
  • (NATIONAL SERVICE)
  • Achievements: Able to develop a model that makes stock taking very simple.
  • Through the model the store department is able to identify when to make reorder.

Education

Master of Science Degree (MSc) - Financial risk management

Presbyterian university – Business School
Accra, Ghana
05.2024

Bachelor of Art - Psychology and Sociology

University of Ghana
01.2015

HND Purchasing and Supply -

Accra Technical University
12.2008

Skills

  • Financial analysis
  • Credit risk assessment
  • Team leadership
  • Negotiation skills
  • Risk mitigation strategies
  • Credit underwriting
  • Loan recovery strategies
  • Credit modeling

References

  • Razak Mohammed, Head of Procurement, Environmental and Allied University, 0246152258
  • Razak Alhassan, Credit Manager, Pan African Savings and Loans, 0244971903
  • David Adu Yeboah, Business Development Officer, Colandef Land & Property, 0245739626

Coursework

  • Financial & Credit Risk Management
  • Supply Chain Management
  • Stock and Operation
  • Public Procurement Act
  • Debt Recovery Strategies

Timeline

SENIOR CREDIT OFFICER

PAN – AFRICAN SAVINGS & LOANS (ECOBANK)
02.2014 - Current

Loans & Recovery Officer

WE CARE INVESTMENT
01.2009 - 02.2014

STORES ASSISTANCE

UNIVERSITY OF GHANA MEDICAL SCHOOL
01.2008 - 12.2009

Master of Science Degree (MSc) - Financial risk management

Presbyterian university – Business School

Bachelor of Art - Psychology and Sociology

University of Ghana

HND Purchasing and Supply -

Accra Technical University

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MAHAMA FUSEINI ALLAN