Lawrence Aboagye Mensah
Accra
Summary
Detail-oriented credit administrator with extensive experience in compliance and accuracy of credit documentation and disbursement control. Proven ability to mitigate risks and monitor covenants effectively. Strong analytical skills and attention to detail drive successful credit management outcomes.
Overview
7
7
years of professional experience
Work History
Credit Administrator
OmniBSIC Bank Ghana Ltd
Accra
03.2019 - Current
Ensured compliance with policies and regulations for credit approvals and implementations.
Verified conditions precedent for credit facilities prior to disbursement, including deferrals and waivers.
Established limits on account bookings and disbursements of approved credit facilities according to regulations.
Levying facility-related fees upfront on disbursed loans to ensure compliance with financial policies.
Conducted monthly reconciliations of general ledger and income assurance, enhancing financial accuracy.
Alerted supervisor and head of credit immediately regarding potential breaches of regulatory limits.
Provided accurate information to credit reference bureaus within designated deadlines.
Assisted in preparing internal and regulatory reports for credit portfolio activities, supporting compliance and oversight.
Education
Bachelor of Science - Accounting & Information Systems
Regent University College of Science & Technology
Greater Accra02-2008
Skills
- CORE SKILLS*
- Credit Documentation & Disbursement Control: Loan agreements, offer letters, security docs, verifying conditions precedent per BoG MBK Guidelines - Covenant monitoring
- KYC and AML
- Loan write-offs
- Core banking systems
- Excel functions
- Data integrity
Timeline
Credit Administrator
OmniBSIC Bank Ghana Ltd
03.2019 - Current
Bachelor of Science - Accounting & Information Systems
Regent University College of Science & Technology