KWESI DOKU DICKSON
Summary
Seasoned leader in credit risk management at Agricultural Development Bank, adept in conflict resolution and effective networking. Demonstrated exceptional ability to manage high-stakes situations, ensuring zero-risk portfolio outcomes through meticulous credit evaluation. Proven track record in fostering team success and achieving stringent deadlines, showcasing a blend of strategic oversight and interpersonal skills.
Overview
5
5
years of professional experience
Work History
Acting Head, Credit Department
Agricultural Development Bank
07.2023 - 10.2023
- Worked successfully with diverse group of coworkers within the Department to accomplish goals and address issues related to optimum performance by the Department.
- Promoted high internal customer satisfaction by resolving credit risk challenges with knowledgeable and friendly service.
- Managed time effectively to ensure official tasks were completed on schedule and deadlines were met.
Head, Commercial Credit Unit
Agricultural Development Bank
08.2018 - 10.2023
- Managed time effectively to ensure tasks were completed on schedule, and deadlines were met per best practice.
- Demonstrated strong problem-solving skills, thus resolving issues efficiently and effectively.
- Worked with a diverse team of credit risk professionals to ensure that the credit risk evaluation of every lending application was optimally processed, both corporately and individually.
- Ensured that my supervisory oversight of credit evaluation was done objectively, thoroughly, yet concisely.
- Exercised my credit approval authority for credit applications fully cash-covered with regard to the Bank's corporate policy and practice, so as to ensure that the portion of the credit portfolio I gave approval to, enjoyed zero-risk, zero-loss status..
Education
MBA - Finance
University of Ghana Business School, University of
06-2016
Bachelor of Science - Agricultural Mechanization
University of Ghana
11-1988
Skills
- Leadership skills with a strong reliance on personal relationships and demonstrable servant leadership
- Effective networking among all credit risk stakeholders
- Handling stress and work effectively, even under intense physical or psychological pressure
- Completion of tasks effectively, and according to schedule
- Conflict resolution arising from personal disagreements between stakeholder personnel
Affiliations
- Music production
- Keyboard player
- Walking for exercise
- Reading
- Writing
- Listening to music
- Mild participation in sports
Custom
These include the following:
Salt and Light Ministries - Leadership Seminar Series, February 2015
Integrity and Excellence in the Workplace
International Finance Corporation, May 2009
Toolkit Training Module for Loan Officers on Mortgage Lending and Marketing
Euromoney Training, Nigeria, March 2009
Oil and Gas Project Finance
National Banking College, December 2008
MSME Credit Risk Management
Agricultural Development Bank, October 2006
Credit Aspects of Flexcube Banking software
Commerzbank ZFI, Germany, January - February 2006
Seminar on German Banking
Ghana International Bank, February 2005
Trade Seminar
Agricultural Development Bank, February
Managing Personal Energies for Maximum Performance
National Banking College October 2002
Change Management
National Banking College, August 1999
Project Appraisal and Financing
National Banking College, April 1997
Project Appraisal and Follow-Up
Agricultural Development Bank, December 1995
Credit Management
Timeline
Acting Head, Credit Department
Agricultural Development Bank
07.2023 - 10.2023
Head, Commercial Credit Unit
Agricultural Development Bank
08.2018 - 10.2023
MBA - Finance
University of Ghana Business School, University of
Bachelor of Science - Agricultural Mechanization
University of Ghana