Kelvin Kwesi Koomson
Accra
Summary
Experienced banking professional seeking a challenging role to utilize my expertise in driving business growth, managing high-performing teams, and developing strategic plans. Committed to delivering exceptional results, I aim to leverage my extensive experience in building strong client relationships, optimizing financial performance, and implementing innovative solutions.
Overview
13
13
years of professional experience
1
1
year of post-secondary education
Work History
Divisional Head, Commercial Bank
Guaranty Trust Bank Ghana Limited
01.2024 - Current
- Lead and manage a geographically distributed division comprising 6 teams across multiple locations, ensuring consistent performance, governance, and service delivery.
- Drive new business origination and portfolio expansion, doubling the divisional deposit base from GHS 103 million in January 2024 to GHS 206 million YTD in 2025 through targeted client acquisition and relationship deepening.
- Grow divisional profitability by 70%, increasing profit from GHS 12.6 million in FY 2024 to GHS 21.4 million in 2025 YTD through disciplined portfolio management and revenue optimisation.
- Build, manage, and strengthen strategic client relationships to grow deposits, lending volumes, and fee income across key commercial sectors.
- Own and actively manage the divisional balance sheet (assets and liabilities), with accountability for profitability, risk quality, and capital efficiency.
- Review and approve credit proposals for presentation to executive management and relevant committees.
- Partner directly with the Managing Director and executive leadership to align divisional strategy with the bank’s growth, risk, and market priorities.
- Ensure robust risk management, compliance, and governance across the division while enabling sustainable business growth.
Group Head, Commercial Bank
Guaranty Trust Bank Ghana Limited
11.2020 - 12.2023
- Led a team of 10 Relationship Managers in achieving a 25% increase in loan portfolio, resulting in a revenue growth.
- Developed and implemented a strategic plan to expand the bank's commercial client base by 20%, resulting in the acquisition of new high-value clients and an increase in overall market share.
- Streamlined the credit approval process by implementing an automated system, reducing turnaround time by 50% and increasing operational efficiency.
- Conducted comprehensive financial analysis and risk assessments for key clients, resulting in the identification of potential credit risks and implementation of proactive measures to mitigate the bank's exposure.
Team Lead, Labone / Ring Road Commercial
Guaranty Trust Bank Ghana Limited
11.2014 - 10.2020
- Executed strategic marketing initiatives to identify and secure profitable prospects, resulting in increased revenue generation and market share for the unit.
- Implemented proactive follow-up strategies for both existing and potential customers, effectively increasing the Bank's share of its business.
- Prepared comprehensive customer facility documents, ensuring accurate and timely presentation and approval by senior management.
- Monitored and analyzed customer credit performance, utilization, and ensured timely repayment, minimizing risk and maximizing profitability.
- Generated and presented Weekly, Monthly, Quarterly and Annual Performance Reports to senior management, providing valuable insights and recommendations.
- Oversaw the development and implementation of the unit's budget, diligently monitoring and evaluating performance against set targets.
- Efficiently delegated daily tasks to team members, optimizing productivity and leveraging individual strengths.
- Maintained close supervision of team progress and strictly enforced deadlines to ensure timely completion of projects.
Account Officer, Labone Commercial Bank
Guaranty Trust Bank Ghana Limited
10.2012 - 10.2014
- Prospected and identified lucrative opportunities for the unit Prepared customer facility documents for thorough review
- Prioritized and expedited customer requests to meet the Bank's turnaround time
- Minimized corporate risk by identifying and addressing process inefficiencies and errors
- Successfully resolved customer and business problems through rigorous investigation and issue solving
- Maintained unwavering commitment to exceptional service, quality, and productivity to optimize customer satisfaction
Education
Bachelor of Science - Accounting
Central University
Accra, GhanaMaster of Arts - Accounting & Finance
GIMPA
Accra, Ghana 09.2024 - Current
Skills
Leadership
Relationship management
Team development
Strategic planning
Financial analysis
Credit Writing / Risk Analysis
Timeline
Master of Arts - Accounting & Finance
GIMPA
09.2024 - Current
Divisional Head, Commercial Bank
Guaranty Trust Bank Ghana Limited
01.2024 - Current
Group Head, Commercial Bank
Guaranty Trust Bank Ghana Limited
11.2020 - 12.2023
Team Lead, Labone / Ring Road Commercial
Guaranty Trust Bank Ghana Limited
11.2014 - 10.2020
Account Officer, Labone Commercial Bank
Guaranty Trust Bank Ghana Limited
10.2012 - 10.2014
Bachelor of Science - Accounting
Central University