Summary
Overview
Work History
Education
Skills
Affiliations
Work Availability
Timeline
HARRY KOJO AMEGASHIE

HARRY KOJO AMEGASHIE

Banking & Finance
Teshie-Nungua Estates, Accra. +233 243135331 / +233595040264. Email: hhamegash@gmail.com
The way to get started is to quit talking and begin doing.
Walt Disney

Summary

A highly dedicated, self-motivated and agile leader with over ten (10) years' experience in banking, business development and relationship management covering portfolios in Corporate and Commercial segments. Seeking a career opportunity in an organization to play strategic roles at all levels for the formulation and implementation of sustainable goals for organizational growth and profitability.

Overview

16
16
years of professional experience

Work History

Relationship Manager, Commercial

Fidelity Bank Ghana Ltd.
01.2020 - Current
  • B2B engagements across segments including Services, Construction, NGOs, Agro, etc
  • Lead implementation for partnership (between Bank and Grant Institutions) financing programs for young businesses.
  • Total business portfolio management including budgeting, driving revenue lines from both assets and liabilities, credit engagements (playing key roles from initiation through to disbursement and monitoring/recovery), among others.
  • Communicating regularly with clients to understand needs, evaluate current product use and cross-sell new products.
  • Building and maintaining relationships with new and existing clients while providing high level of expertise.
  • Responding to customer inquiries and resolving complaints to establish trust and increase satisfaction.
  • Developing and cultivating lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
  • Maintaining knowledge on banking products and distribution to provide optimal service support.
  • Achieving goals for sale of bank products and services and exceeded performance metrics for customer service.
  • Participating in staff meetings to discuss innovative strategies to improve services.
  • Participating in industry events and trade shows to promote products and services.
  • Developing customer surveys to measure customer satisfaction and identify areas of improvement.
  • Analyzing customer data to identify areas of improvement and maximize customer satisfaction.
  • Creating and maintaining databases to track customer discussions and preferences for accurate, updated records.
  • Complying with established internal controls and policies.
  • Analyzing business processes to identify cost savings and operational efficiencies.
  • Preparing cash flow projections, cost analysis and monthly, quarterly and annual reports.

Relationship Manager, Multinationals & Aviation

Access Bank (Ghana) Ltd
03.2015 - 01.2020
  • Business Development & Marketing.
  • Ensured portfolio growth and market strategy implementation.
  • Undertook credit initiation and assessment/analysis, presentation and Asset quality monitoring.
  • Business development and customer management for all portfolio related businesses.
  • Assets and Liability portfolio management to ensure growth and proper monitoring, review and recovery.
  • Managed revenue lines of Unit to ensure attainment of profitability targets.
  • Prepared periodic reports (Monthly & Quarterly Performance Reviews, and Annual Budgets)
  • Undertook environmental scanning to ensure that all related businesses in value chain were captured in portfolio.
  • Developed and nurtured strategic relationship with customers to ensure that strategic and business objectives or designated desk were achieved.
  • Ensured good relationships were maintained with existing customers and helped to formulate strategies to continually develop, penetrate new markets and established relationship with new customers.
  • Monitored and reviewed status of customers’ accounts and followed up with regularization of position of those accounts.
  • Analyzed and interpreted financial data and recommended on credit worthiness of customers.

NB: Aside change in Business Unit from Multinationals to Aviation & Hospitality to help revive desk, RM roles remained same for respective needs of business. The new desk recoded portfolio growth over 200% and realized profit within my first year of joining desk.

Relationship Officer

GTBank Ghana
03.2013 - 04.2015
  • Maintained and built close relationships with customers through regular contact and visits.
  • Worked with clients to address and respond to client and partnership management issues.
  • Promoted, structured and provided advice customized to best meet needs of customers.
  • Liaised with clients by phone, email and text messaging to meet client needs and define expectations.
  • Facilitated meetings and discussions between client and team.

HR Officer

GTBank Ghana
02.2011 - 03.2013
  • Payroll management and processing of regulatory payments for 240 workers.
  • Undertook screening and short listing of over 300 applicants yearly for employment consideration.
  • Organized and coordinated interview sessions and ensured successful candidates completed necessary processes for job start.
  • Managed relationship of internal customers.
  • Supervised job interviews and conducted exit surveys to verify compliance with HR best practices.
  • Assisted managers and supervisors with employee disputes, disciplinary actions and other workplace issues.
  • Processed paperwork and hiring details for promotions and lateral position changes.
  • Coordinated new hire onboarding, completing background checks and reference checks to complete screenings.
  • Coordinated employee placements and administrative details.
  • Drafted and documented employee handbook and company policies to reduce compliance risks.
  • Facilitated employee relations, benefits administration and performance management initiatives to support workforce needs.
  • Enhanced team workflows and employee job satisfaction by coordinating communication between managers and employees.
  • Supported talent acquisition and allocation procedures by facilitating targeted recruitment campaigns.
  • Conducted check-ins with employees to assess workplace health and personnel engagement.
  • Promoted employee engagement with organizational objectives during new employee orientations and industry conventions.
  • Facilitated successful policy implementation and enforcement to maintain legal and operational compliance.
  • Assisted with writing job postings and job descriptions for boards.
  • Improved organizational filing systems for confidential employee records, resulting in improved accessibility and efficiency.
  • Pre-screened resumes prior to sending to corporate hiring managers for consideration.

Sales Executive

Fidelity Bank Ghana Limited
01.2010 - 02.2011
  • Undertook strategic sales initiatives through engagement of top executives by selling value propositions to them first.
  • Carried out group and one-on-one presentation on bank’s personal loan products to staff of targeted companies.
  • Initiated assessment of new institutions to be considered on bank’s approved list of companies. Signed on 15 major companies within a year with staff strength of 500. NB: Won award for 2nd Best Sales Ambassador for year 2010.
  • Assessed prospective clients to determine eligibility by carrying out initial credit assessment for loan consideration and forwarded loan forms of qualified applicants for processing.
  • Negotiated and closed profitable sales contracts with new and existing customers to increase loyalty and retention.
  • Developed and presented valuable sales presentations to potential customers to highlight features and benefits of products.
  • Researched sales opportunities and possible leads to exceed sales goals and increase profits.
  • Analyzed past sales data and team performance to develop realistic sales goals.
  • Utilized internal lead referral tools to solicit new business opportunities and contacts.
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.
  • Attended monthly sales meetings and quarterly sales trainings.
  • Developed and maintained strong working relationships with professionals within assigned territory.

Accounts Officer

Unregistered Business/Self Employed
01.2009 - 01.2010
  • Imputed various financial transactions for accounts preparation using Pastel Partner software;
  • Analyzed prepared accounts and made necessary adjustments, e.g
  • Bank Reconciliation

Electoral Officer

Electoral Commission
12.2007 - 01.2009
  • Undertook various administrative tasks including Data Entry and Report Writing.
  • Gave firsthand information about nature of Commission’s operations to student groups, agencies, and other members of public,
  • Performed beyond satisfaction various electoral duties such as Registration Officer, Exhibition Officer, Replacement Officer, and Presiding Officer.
  • Carried out training sessions for workstation operators at my district level.
  • Election Results compilation and announcement at District Level

Education

Certificates - Several (please Refer To LinkedIn Profile)

SkillSoft & MIT Sloan Leadership Development, Online/Virtual

Please check LinkedIn profile with link below

https://www.linkedin.com/in/harry-amegashie-3737a177

Several certifications including:

1. Strategic Risk Taking

2. Embracing Digital Opportunity

3.Virtual Team Member

4.Expert Insights on Ethics

5. Being an Effective Manager When Times Are Tough

6.Digital Transformation Insights

7. Environmental Change on Business

8. Building Strategic Commitment to Sustainability

9. Accomplishing Goals with Perseverance

10. Leading By Developing People

Plus 30+ more certifications/Badges and still counting

Level 2 - Management Accounting

CIMA UK, Professional Course
10.2024

BSc. Administration - Finance

University of Ghana Business School, Accra - Ghana
2008

SSSCE Certificate - Business

Keta Senior Secondary School, Keta, Ghana
2002

Skills

  • Portfolio Management skills across industries/business divisions in Corporate and Commercial with some portfolio sizes up to USD 30M These include Services, Multinationals, Automobiles, Cocoa Buying Companies, Aviation & Hospitality, Manufacturing & FMCGs, Importers & Exporter, General Trading, Construction, NGOs, Young Enterprises/Startups, etc)
  • Micro Finance - Deposit Sourcing and Loans, Training/Capacity Building
  • Consumer Finance & Personal Loans
  • Value Chain Management & Sustainability
  • HRM (Recruitment Process, Performance Management, Remuneration Structuring, Regulatory Payments (Social Security & PAYE)
  • Trade Instruments handling including LCs, Bills, etc;
  • Credit Analyses/Review, Monitoring & Recovery
  • Team Leadership and Effective Customer Communication
  • Knowledgeable in e-channel solutions
  • Successful Relationship Management of Corporate executives from diverse cultures (Indians, Africans, Lebanese Chinese, Americans, Europeans, etc)
  • Informal Sector Management
  • Research Engagements (Field/Onsite and Industry)
  • Money Laundry & IT Security Training
  • Problem Loan Management and Recoveries
  • Trading - fundamental and technical analysis, trading strategies, trading basics, etc
  • Public Speaking
  • Cost Control and Reduction
  • Client Acquisition and Business Relationship Cultivation
  • Commercial Lines of Credit
  • Use of Microsoft suite (Excel, Word, PowerPoint)
  • Remote Working and Virtual Engagement Skills (using conferencing tools like Microsoft Teams, Zoom, Google Meet)
  • Plan Budgets, Portfolio Performance Reviews & Presentation, Strategic Planning, Data Analysis, Financial Advisory, among others

Affiliations

  • Rural Tourism
  • Swimming
  • Farming
  • Sustainability Issues
  • Youth Development & Enterprises
  • Transformation and Innovation
  • Grant Funding/Projects for social interventions and development
  • Research (Industry and Field)
  • Women Focused Initiatives & Empowerment

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Relationship Manager, Commercial - Fidelity Bank Ghana Ltd.
01.2020 - Current
Relationship Manager, Multinationals & Aviation - Access Bank (Ghana) Ltd
03.2015 - 01.2020
Relationship Officer - GTBank Ghana
03.2013 - 04.2015
HR Officer - GTBank Ghana
02.2011 - 03.2013
Sales Executive - Fidelity Bank Ghana Limited
01.2010 - 02.2011
Accounts Officer - Unregistered Business/Self Employed
01.2009 - 01.2010
Electoral Officer - Electoral Commission
12.2007 - 01.2009
SkillSoft & MIT Sloan Leadership Development - Certificates , Several (please Refer To LinkedIn Profile)
CIMA UK - Level 2, Management Accounting
University of Ghana Business School - BSc. Administration , Finance
Keta Senior Secondary School - SSSCE Certificate, Business
HARRY KOJO AMEGASHIEBanking & Finance