Timeline
Work Preference
Work History
Education
Skills
Summary
Languages
READING
Generic

ESTHER YEBOAH DONKOR

Banking
Sunyani,BO

Timeline

Credit Officer

JAMAN SOUTH TEACHERS COOPERATIVE CREDIT UNION
08.2026 - Current

Associate of Arts - RESOURE ENTERPRISE AND ENTREPRENEURSHIP

UNIVERSITY OF ENERGY AND NATURAL RESOURCES
09.2018 - 10.2022

Work Preference

Work Type

Full Time

Important To Me

Career advancementWork-life balanceCompany CultureFlexible work hoursPaid time offWork from home optionHealthcare benefitsPersonal development programsTeam Building / Company RetreatsPaid sick leave401k matchStock Options / Equity / Profit Sharing4-day work week

Work History

Credit Officer

JAMAN SOUTH TEACHERS COOPERATIVE CREDIT UNION
DROBO
08.2026 - Current
  • Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
  • Optimized credit approval and collection processes, improving operational efficiencies by over [Number]%.
  • Checked appraisals, title information and insurance documents for each property.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.

Education

Associate of Arts - RESOURE ENTERPRISE AND ENTREPRENEURSHIP

UNIVERSITY OF ENERGY AND NATURAL RESOURCES
SUNYANI
09.2018 - 10.2022

Skills

  • Financial statement review
  • Solution structuring
  • Sales support
  • Loan recommendations

Summary

Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.

Languages

English
Bilingual or Proficient (C2)

READING

ATTENTION TO DETAILS 

ESTHER YEBOAH DONKORBanking