EMMANUEL NII OFEI DODOO
Accra
Summary
Experienced Financial Services Professional with an MBA in Finance possessing a unique understanding of credit origination, reviewing client documentation, ensuring adherence to all facility pre and post disbursement conditions, monitoring all covenants and CTOs are met among others. Areas of expertise includes Debt Finance, Project Finance, Relationship and Portfolio Management, Facility Refinancing & Deal Structuring gained through over 10 years of experience in varied banking environments.
Overview
15
15
years of professional experience
Work History
Credit Manager
Affinity Ghana Savings and Loan Limited
2022.02 - Current
- Responsible for the entire credit process in the Business and Retail Banking segments
- This includes developing and digitizing the credit approval process, underwriting criteria and disbursement within the segments, designing robust monitoring mechanisms to ensure a good quality portfolio; consistent application of agreed credit policies, periodic credit reviews of exiting customers/schemes
- Responsible for the growth of the loan portfolio with minimal losses.
Credit / Recovery / Relationship Manager
NDK Financial Services Limited
2015.09 - 2022.02
- Acquiring new business and deepening existing customer relationships by working with customers to help make the right decisions with their businesses while explaining the financial services to them
- Currently managing a portfolio size in excess of GHS55million.
Relationship Officer - Adabraka Branch
UT Bank Limited
2014.01 - 2015.08
- Managed and built a portfolio of retail customers that cut across sectors of the economy such as Manufacturing, import and export companies, mining and Investments Companies
- Managed a portfolio size in excess of GHS27million before exiting.
Project Analyst - Airport City Branch
UT Bank Limited
2010.09 - 2013.12
- Sought approval for clients who needed credit facilities within the 48hours turnaround time
- Managed a portfolio size in excess of GHS13million before exiting.
National Service Person
UT Financial Services Limited
2009.08 - 2010.08
- Interviewed clients to know which product best suits them
- Processed loans within the 48 hours deadline
- Conducted inspections to clients' offices and residence before lending to them
- Monitored loans disbursed to ensure clients pay on schedule
- Called defaulted clients to remind them to retire their existing loans.
Education
Master of Business Administration: Finance -
University of Ghana Business School
Legon, Accra12.2014
BSc: Accounting -
University of Professional Studies
Legon, Accra05.2009
Senior Secondary School Certificate Examination -
Presbyterian Boys' Secondary School
Legon, Accra01.2004
Skills
- Credit Analysis, Relationship Management, Business Development, Portfolio Management, Strategy Development and Execution, Market Research, Competitor Analysis, Documentation, Project Management, Compliance with regulations and Debt Recovery Strategies.
Languages
English
Ga
Twi
Project Participation
- Member of the T24 Project Team for the Credit Department. I was responsible for testing and ensuring that all credit data migrated was accurate in January 2011. UT Bank.
- Chairman of welfare committee, UT Bank Adabraka Branch January 2014 to December 2014.
- Member of the December 2016 Annual Staff party planning committee, NDK.
- Member of the December 2017 Carol Service planning committee, NDK.
Training
- Credit Risk Analysis and Management – National Banking College 2018
- Effective Business Communication Skills – JP Cann Associates Limited 2017
- Business Writing Skills – JP Cann Associates Limited 2017
- Managing Risks in Project Financing – National Banking College 2016
- Effective Selling Skills – Management Development & Productivity Institute 2016
- Core Banking Management - UT Bank (Knowledge Capital Group) 2014
- Problem Loan Management & Debt Recovery Strategies - Mikensy Consultancy 2014
- Customer Service Training - UT Bank 2013
- Anti-Money Laundering - UT Bank 2013
References
Available upon request.
Timeline
Credit Manager
Affinity Ghana Savings and Loan Limited
2022.02 - Current
Credit / Recovery / Relationship Manager
NDK Financial Services Limited
2015.09 - 2022.02
Relationship Officer - Adabraka Branch
UT Bank Limited
2014.01 - 2015.08
Project Analyst - Airport City Branch
UT Bank Limited
2010.09 - 2013.12
National Service Person
UT Financial Services Limited
2009.08 - 2010.08
Master of Business Administration: Finance -
University of Ghana Business School
BSc: Accounting -
University of Professional Studies
Senior Secondary School Certificate Examination -
Presbyterian Boys' Secondary School
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