Innovative Relationship Manager focused on developing strategic business opportunities by delivering exemplary service to each client's individual needs. Respected professional with exceptional knowledge regarding risk management.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Risk Manager
Letshego Ghana Savings and Loans
08.2020 - Current
Review contracts and agreements to identify potential risks and ideal mitigation strategies
Develop, deploy and enhance procedures to reduce institution's exposure to fraud
Investigate allegations to check validity and recommend actions to minimize risk
Devise new systems and specific processes to handle ongoing monitoring needs for potential risks
Produce and file reports monthly to inform senior management of current activities and progress with investigations.
Business Relationship Manager
Letshego Ghana Savings and Loans
11.2018 - 07.2020
Used effective sales strategies to convince clients to accept proposals, resulting in increase of more than GHS 6,000,000 in new business
Worked with finance and operations departments to facilitate communication and deliver personalized solutions to customers
Generated new business and referral clients in partnership with financial advisors and branch team
Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills
Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products
Debt Recovery Supervisor
Afb Ghana Plc
01.2016 - 10.2018
Negotiated with stakeholders on behalf of clients to arrange for payment adjustments,interest rate reductions or payment plans
Received and submitted customer payments to further reduce account balances
Interviewed clients by telephone or in-person to gather financial information
Delivered exceptional level of service to each customer by listening to concerns and answering questions
Supervised team of debt recovery employees, overseeing hiring, training, and professional growth of employees
Debt Recovery Officer
Afb Ghana Plc
06.2014 - 12.2015
Used scripted conversation prompts to convey current account information and obtain payments
Worked in call center environment handling manual and automatically dialed outbound calls
Delivered exceptional customer service on collection calls and maintained calm and professional demeanor
Used skip tracing and other techniques to locate debtors
Compiled and analyzed data for review by senior management of loan loss reports to measure portfolio performance
Processed debtor payments and updated accounts to reflect new balance
Customer Service Representative/Bank Teller
Access Bank Ghana
10.2012 - 12.2013
Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns
Provided primary customer support to internal and external customers
Consulted with outside parties to resolve discrepancies and create effective solutions
Developed community reputation through commitment to customer satisfaction and strong client relationships
Answered customer telephone calls promptly to avoid on-hold wait times
Responded to customer requests for products, services and company information
Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services
Sold and cross-sold bank products to new and existing customers
Reconciled cash drawer and resolved discrepancies
Turned in excess cash to maintain drawer security
Counted and packaged currency and coins
Completed highly accurate, high-volume money counts via both manual and machine-driven approaches
Identified sales opportunities and referred customers to branch partners in financialservices.
Education
MBA - Finance
University of Ghana Business School
BA - Political science and sociology
University of Ghana
Business
WASSCE Aburi Girls Senior High School
Skills
Sales Reporting
Proactive and Focused
Customer Service
Business Relationship Management
Overcoming Objections
Problem Anticipation and Resolution
New Business Development
Account Management
Product Recommendations
Excellent Communication
Accomplishments
Assisted and supervised in setting up the Debt recovery unit which resulted in low rate in delinquency and increasing revenue/loan portfolio quality
Started the campaign for deposit mobilization at Letshego Ghana savings and Loans as the business relationship manager
Nominee for 2013 best customer service oriented staff at Access bank Ghana
Certification
Specialist Certificate, ERM Enterprise Risk Management Institute, Ghana January 2019
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Your most unhappy customers are your greatest source of learning.