Summary
Overview
Work History
Skills
Education And Qualification
References
Extracurricular Activities
Timeline
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DANIEL ADJEI - WIREDU

Credit Management, Data Analytics
P.O BOX 1322 Accra

Summary

Being meticulous and paying attention to work details are key skills and competencies I have acquired and built upon for the past 10 years in the banking industry. My goal and objective for the next decade is to become a Data Analyst/Engineer with specialization in Business Analysis, Financial Modelling, Data Visualization, Projection and Forecasting. I have extensive knowledge and experience in Treasury Operations, International Trade Services, Branches Operations, Cash Management and Credit Administration per my career journey. I have acquired knowledge in Accounting, Finance, Economics, Business Systems, Data Analytics and Church Auditing by education and training. My current pursuit is to acquire knowledge in Data Analytics which currently is very relevant for decision making geared towards business growth and development. I am very ambitious and have an unwavering self-determination to succeed. I am a process and structural leader/thinker who finds smart solutions to address both business and social challenges. I enjoy watching investigative movies, listening to music and podcasts for leisure. I love to teach, train and mentor people especially children and adolescents. I aspire to be a Transformational Leader who would impact his generation with works that deal with themes of power and wealth administration through visionary leadership.

Overview

11
11
years of professional experience

Work History

Supervisor Credit Monitoring

Republic Bank (GH) Plc
9 2022 - Current
  • Identifying early warning signs of default, following up on post disbursement conditions to achieve Bank's delinquency and NPL targets while maintaining highest level of Revenue Assurance for both new and existing facilities
  • Supervise investigations into all loan related issues that has to do with Bank's Core Banking Systems (T24) and other third-party applications like TPRS System for government workers
  • Ensure that all stakeholders involved in the credit delivery system of Bank adhere to Bank's Credit Policies and Procedures, Statutory Requirements, other internal policy documents and Bank of Ghana prudential guidelines.
  • Improved customer satisfaction with timely response to inquiries, addressing concerns, and finding effective solutions
  • Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows

Senior Credit Administration Officer

Republic Bank (GH) Plc
04.2018 - 08.2022
  • Manages all pre and post credit disbursement activities in line with Bank's policies and procedures relating to Credit, Legal and AML/Compliance aspects
  • Perform Collateral and Documentation Management activities by ensuring that Bank's interest are duly protected through registration of all securities tied to credit facilities
  • Monitor borrower's compliance and report on all loans in the Bank after disbursement for BOG and Management's information.
  • Reviewed and verified income, credit reports and employment histories for each borrower
  • Improved loan processing efficiency by implementing new credit administration procedures and policies
  • Managed and resolved complex credit issues, working closely with clients to develop mutually beneficial solutions in challenging financial situations
  • Identified issues, analyzed information and provided solutions to problems
  • Applied effective time management techniques to meet tight deadlines

Monitoring Officer

HFC Bank Ghana Ltd
07.2014 - 03.2018
  • Manage Special Project Accounts
  • (Judicial Service Account and Other MDA's)
  • Monitor Bank's Vault Cash activities to ensure efficient cash management activities
  • Operationally support the Institutional Banking Department & Cash Management Dept
  • Verify and process Bill for payments to sub contracted employees of Bank
  • Supervise Central Vault Activities in absence of substantive supervisors
  • Investigate and reconcile various accounts under monitoring
  • Prepare Analytical Reports on all cash discrepancies for Enterprise Risk Department's information
  • Prepare End of Month Reports on various transfers, payments, and activities of Cash Management Unit to GM Treasury for managements information.

Head Teller

HFC Bank Ghana Ltd
05.2013 - 06.2014
  • Managed daily bank operations by processing customer transactions and providing exceptional customer service
  • Resolved problems, improved operations and provided exceptional service
  • Managed high-volume cash transactions daily, maintaining accuracy and efficiency under pressure
  • Implemented cross-selling techniques to promote bank products, contributing to increased revenue generation
  • Streamlined teller operations for improved productivity, implementing organized cash drawer management procedures

Skills

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Education And Qualification

Diploma in Data Analytics, SIIMT UNIVERSITY COLLEGE

• Phyton

• SQL

• Power BI

• Excel


MBA-Finance, UNIVERSITY OF GHANA BUSINESS SCHOOL (UGBS)

• Advance Strategic Management

• Advance Corporate Finance

• Management Information Systems (MIS)

• Financial Markets Analysis


Certificate in Computerized Accounting Systems, GHANA INSTITUTE OF MANAGEMENT & PUBLIC ADMINISTRATION (GIMPA)


Professional Accounting Part 1, INSTITUTE OF CHARTERED ACCOUNTANTS GHANA (ICAG)


International Diploma in Financial Management, Accounting and Financial Reporting, INSTITUTE OF COMMERCIAL MANAGEMENT (ICM-UK)


Second Class Upper Division, Bachelor of Arts (Hons) in Economics with Sociology, UNIVERSITY OF GHANA

• Econometrics

• Applied Statistics and Mathematics for Economist

• Public Finance

• Cost Benefits Analysis

• Social Psychology


WASSCEEconomics, Accounting, Business Management, Elective Mathematics, ACCRA ACADEMY

• Elective Mathematics

• Accounting

• Economics

• Business Management

References

Prof. Bernardin Senadza, bsenadza@ug.edu.gh, 0244683199

Extracurricular Activities

Presbyterian Church of Ghana - Mount Zion Congregation, East Legon

Peer Educator/Youth Leader

I teach, instruct, and guide teenagers along their life path to spiritual and social growth. I serve as a Role Model to the youth. 

Finance Committee Member

I am responsible for Bookkeeping, Financial Accounting Reporting, Budget Planning for church growth and development

Timeline

Senior Credit Administration Officer

Republic Bank (GH) Plc
04.2018 - 08.2022

Monitoring Officer

HFC Bank Ghana Ltd
07.2014 - 03.2018

Head Teller

HFC Bank Ghana Ltd
05.2013 - 06.2014

Supervisor Credit Monitoring

Republic Bank (GH) Plc
9 2022 - Current
DANIEL ADJEI - WIREDUCredit Management, Data Analytics