Motivated and Diligent Relationship Banking Manager with over 12 years of experience in the banking industry, effectively identifying and resolving customer difficulties to best-meet business objectives. Using expert data analysis and risk reduction strategies to achieve high performing, fair customer outcomes.
Overview
17
17
years of professional experience
6024
6024
years of post-secondary education
1
1
Certification
Work history
Branch Manager (Team Leader)
Agricultural Development Bank PLC
Accra, Ghana
06.2023 - 05.2025
Overseeing to the daily operation of the branch while ensuring excellent customer service, operational efficiency and adhering to regulation standards;
Team Management
Develop strategies to meet sales and financial products
Identify local market trends and opportunities to drive business growth
Improved branch productivity by implementing efficient work schedules.
Ensured branch met all regulatory requirements for safe operation.
Relationship Manager • SME Banking
02.2019 - 06.2023
Develop and track strategies aimed at growing the SME liabilities and assets portfolio of the branch
Maintain good relationships with clients so that the business can maximize the value of those relationships
Identify key contacts at potential client companies to establish and foster relationships
Participate in one-on-one meetings with clients to explain services to guide their choices
Understand the problems and challenges of clients and identify ways the business could better address those needs
Grow the business by identifying new sales and business development opportunities
Seek opportunities to cross-sell or upsell to existing clients
Monitor and assess the activities of our competitors to proactively satisfy and retain our clients
Provide excellent service to maintain a positive reputation for the business
Resolve any customer complaints promptly and professionally
Set revenue targets and develop and execute a strategy to meet them
Grew the deposits and revenue portfolio for public sector and parastatal institutions
Maintained and deepened relationships with institutional clients to maximize the value of our relationships
Championed the enrollment of clients unto institutional cash collections services
Conducted value-chain management to convert beneficiaries of funds from parastatals into bank clients thereby ensuring majority of disbursed funds remain within the bank
Any other duties assigned
Customer Services Officer / Back officer
Agricultural Development Bank
04.2010 - 06.2016
Promoted and sold the services and products of the bank to customers
Provided investment advisory services to customers and prospects
Acted as a communication intermediary between the bank and its customers
Opened accounts for customers and ensured compliance with KYC policies and standards
Booked fixed deposits, and treasury bills
Requested and issued customer cheque books, and ATM cards
Prepared ATM and cheque book returns
Liaised between customers and management for effective resolution of issues.
Improved customer satisfaction by providing prompt and efficient service.
Streamlined information flow through organised record keeping.
Utilised strong communication skills for handling customer complaints effectively.
Delivered high-quality service with attention to detail and professionalism.
Liaised regularly with other departments, ensuring cross-functional harmony.
Handled payroll processing tasks efficiently without any errors or delays.
Managed daily back-office operations to ensure smooth functioning.
Collaborated effectively with front office staff for seamless service delivery.
Streamlined filing systems, resulting in increased efficiency.
Managed workflow to continuously exceed quality service goals.
National Service Personnel
MINISTRY OF DEFENSE
Accra
08.2008 - 08.2009
Stock management and inventory control
Receipt of stock items
Issuance of uniforms and accessories
Compilation and reconciliation of stock
Education
A-Levels - Arts
Workers College
Master of Business Administration - Project Management
University of Ghana Business School
Bachelor of Arts - Sociology
University of Ghana
Ghana
Skills
Branch sales and service strategies
Retail Banking value proposition
Bank's products and services
Local target market profiles
Policies and procedures of the bank
Risk and credit management principles
People management
Team-building
Customer service management
Presentation skills
Communication skills
Listening skills
Financial markets understanding
Banking products understanding
PowerPoint
Spreadsheets
Certification
ACIB (Certified Banker- Governors and risk option), Chartered Institute of Bankers-Ghana (CIBG), 11/2020
Certified Digital Finance Practitioner (CDFP), Digital Frontier Institute, South Africa, 03/2023
Custom
Introduction to Credit Risk Management - National Banking College, Accra.
Facility Structuring - National Banking College, Accra.
Documentary credits, Bonds and Guarantees in Trade - National Banking College, Accra
Superior Customer Service Delivery - The Capital Group, Accra
Leadership Development for Women in Banking - National Banking College, Accra
Coaching for high performance - National Banking College, Accra
Consulting Masterclass - Chartered Insitute of Bankes
Relationship Officer, Corporate Banking at Agricultural Development Bank PLCRelationship Officer, Corporate Banking at Agricultural Development Bank PLC