Summary
Overview
Work History
Education
Skills
Certification
Professional Certifications
Volunteer Activities
Awards and Recognitions
Timeline
Generic

CLEMENT KUMI

Accra

Summary

A Certified Anti-Money Laundering Specialist (CAMS) with 4 year's experience as AML/CFT Analyst. A skilled analyst with proven financial industry history with innovative problem solving skills. Proficient at gathering information and conducting meticulous customer due diligence and investigations with skills in reporting associated suspicious activity reports with the FIC or appropriate regulator. In-depth knowledge of Suspicious Transaction Monitoring, Enhanced Due Diligence, US PATRIOT Act and other relevant anti-money laundering procedures and laws.


Self-motivated team player, an inspirational team leader with results driven qualities to build high-performing teams and maintain high standards of working relationships.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Supervisor AML, Remittances Monitoring

Fidelity Bank Ghana Ltd
01.2019 - Current


  • Investigated, analyzed and documented suspicious alerts and consumer fraud referrals escalated.
  • Developed and delivered Bank-wide and bespoke AML/CFT onboarding and refresher training sessions and coached stakeholders
  • Collaborated with the regulator and law enforcement agencies to assist suspicious activity investigations.
  • Prepared and filed Suspicious Activity Reports.
  • Recommended innovative tools to enhance suspicious transaction escalation and improved fraud detection and prevention.
  • Conducted enhanced due diligence research on client onboarding and existing accounts
  • Championed the transaction monitoring regime for all global money transfer companies for the period 2019 to date.
  • Reviewed operating policy and procedure and ensured it's alignment to the anti-fraud practices requirements for the period 2019 to date.
  • Conducted AML analysis and monitored employee accounts in line with regulatory demands.
  • Acted as the main point of contact for conducting investigations on POS & Web-Acquiring fraud escalations.
  • Played a lead role for all internal and external audit reviews.

Money Remittance Officer

Fidelity Bank Ghana Limited
11.2016 - 12.2018
  • Developed and implemented tools to monitor and track business performance daily.
  • Developed annual remittance business training modules aligned to local and international regulatory requirements and internal control processes.
  • Developed business proposals to win 3 additional Money Transfer Organizations and ensured successful onboarding of the new business.
  • Monitored and reviewed all contracts, and ensured Money Transfer Organizations are compliant to agreements. This enabled the department record no findings for internal audit reviews.
  • Monitored competitive products, campaigns and provided insights to key development of the annual remittance strategy for the bank.
  • Assisted to identify improvement opportunities, built business cases, and influenced senior leaders to drive change in the department.

Operations Officer

African Support Network
09.2013 - 10.2016
  • Participated in conducting transactions reconciliation and settlement of partner Banks
  • Supervised operations of send agents and ensuring credit limits were within acceptable levels
  • Analyzed department's competitive environment and strategized for new business opportunities.
  • Wrote monthly reports for Remittance Operations and trained Partner Banks on new operating procedures.
  • Participated in FX Trading to settle Partner Banks.
  • Established effective and efficient data-collection system for planning and monitoring sales activities of the Company
  • Participated in strategic planning and leadership for the entire team towards the attainment of the organizational objectives.

Claims Processing Officer

Oguaa Mansin Metropolitan Health Insurance
09.2012 - 08.2013
  • Accurately reviewed electronic and manual claims and conducted vetting for onwards processing to health facilities
  • Handled all correspondence of payment of claims between the accounts office and service providers under the scheme
  • Prepared weekly reports on claims processing and memos for payment
  • Received and kept accurate reports on claims storage for all future references. Supported management in organizing claims training for facilities (hospitals, clinics)

Education

MBA - Generic

Accra Business School
Ghana, Accra
12.2021

Bachelor of Science - Accounting

University of Ghana
Ghana, Accra
05.2012

Skills

  • MS Office Proficient
  • Database Management
  • Reporting and Analysis
  • Enhanced Due Diligence
  • Risk Assessment
  • Transaction Monitoring
  • Fraud Detection
  • Research and Analysis
  • Effective Communication
  • Financial Statement
  • AML Tool Knowledge
  • Training and Coaching

Certification

  • [ FinTech Law and Policy ] Training - [Dec, 2021]

Professional Certifications

  • Certified Anti-Money Laundering Specialist (CAMS).

Volunteer Activities

  • A founding member of ‘You and Ghana Foundation'. The foundation is a non-profit organization which offer's support to health facilities in relation to care given in maternity wards and other health related support

Awards and Recognitions

Fidelity Bank Orange Award 2020

I was awarded Fidelity Bank Orange Award for the year 2020 after recording consistent no findings report in succession for the Banks annual review from Western Union and MoneyGram money transfer.


Agile Champion 2021

I was selected as Agile Champion to spearhead the adoption of the agile way of work for the Fidelity Bank, Compliance Department

Timeline

Supervisor AML, Remittances Monitoring

Fidelity Bank Ghana Ltd
01.2019 - Current

Money Remittance Officer

Fidelity Bank Ghana Limited
11.2016 - 12.2018

Operations Officer

African Support Network
09.2013 - 10.2016

Claims Processing Officer

Oguaa Mansin Metropolitan Health Insurance
09.2012 - 08.2013

MBA - Generic

Accra Business School

Bachelor of Science - Accounting

University of Ghana

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CLEMENT KUMI