Summary
Overview
Work History
Education
Skills
Websites
Languages
Phone
Timeline
Generic
Bernardo Garcia Almeida

Bernardo Garcia Almeida

Lisbon

Summary

Finance professional with extensive experience at SAP, specializing in financial forecasting and annual budget management. Expertise in strategic planning and cost optimization. Achievements include enhanced team performance through mentorship and significant improvements in financial efficiency.

Overview

9
9
years of professional experience

Work History

Head of Administration and Financial Services

Inzag Germany
Accra
08.2021 - Current
  • Leadership & Mentorship: Directed financial and administrative teams, providing training and development opportunities to enhance team efficiency and expertise.
  • Financial Controlling: Prepared annual budgets and cash flow projections for CFO and CEO.
    Delivered accurate forecasts and performance reports to enhance decision-making.
    Tracked actual performance against budget and forecasts to identify discrepancies.
    Mitigated financial risks through strategic analysis and proactive planning.
  • Accounts Payable & Receivable: Managing accounts payable with precision, ensuring compliance and efficiency. Skilled in invoice processing, supplier management, and payment scheduling. Proficient in SAP for streamlining workflows, reconciling accounts, resolving discrepancies, and generating AP reports. Invoice creation aligned with agreements, proactive follow-up for timely payment collection, reconciling customer accounts, resolving discrepancies, and using aging analysis to track overdue invoices and prioritize collections.
  • Strategic Planning: Collaborated with senior leadership, CFO and CEO to align financial strategies with corporate objectives, optimizing resource allocation, conducting variance analysis and explaining deviations.
  • Compliance & Audit: Ensured adherence to financial regulations, managed operational risks proactively, and collaborated with external auditors (Big 4) to maintain transparency and accuracy in reporting processes.
  • Stakeholder Engagement: Effectively communicated financial performance to internal and external stakeholders, fostering strong relationships with the Ghana Revenue Authority.
  • Cross-Functional Collaboration: Collaborated with teams across Ghana, Portugal, and international branches to streamline financial and administrative processes, ensuring alignment with organizational objectives and enhancing operational efficiency and cohesion.
  • SAP Training Expertise: Designed and delivered targeted SAP training programs for team members, covering FI, CO, and MM modules using real-world scenarios.
  • Cost Optimization: Reduced organizational expenses by identifying inefficiencies and implementing cost-saving measures across departments.
  • Process Improvement: Identified and implemented strategies to boost efficiency, achieving measurable improvements in organizational workflows.

Capital Markets Analyst

BNP Paribas
Lisbon
03.2021 - 08.2021
  • Monitored Capital Market Businesses by reconciling accounting and economic P&L data across derivatives, forex, and bonds.
  • Conducted in-depth quantitative and qualitative analysis to resolve identified discrepancies.
  • Challenged P&L figures provided by the business to ensure the accuracy and reliability of financial data related to Capital Markets activities.

Reporting Financial Analyst

BNP Paribas
Lisbon
11.2020 - 05.2021
  • Prepared detailed monthly reporting packs, including variance analysis and commentary on trends in balance sheets and P&L statements.
  • Analyzed financial data to detect potential issues and proposed effective solutions.
  • Collaborated with international teams to ensure smooth task transitions and efficient process standardization.

Treasury Accounting

Air Liquide
Lisbon
07.2019 - 11.2020
  • Implemented treasury processes in the Portuguese subsidiary after hands-on training in Belgium.
  • Optimized and streamlined treasury workflows while mentoring a junior accountant.
  • Key responsibilities included: Cash pooling and KPI reporting, Developing financial metrics and reports, Managing bank posting (SAP, Navision, Oracle) and reconciliation processes, Processing financing, FX transactions, and payments (manual/automatic), Executing intercompany netting and IRIS reporting, Preparing weekly and monthly forecasts and calculating interest rates.

Management/Accountant

Grupo Tavfer (CIMA/INSPECENTRO)
Coimbra
06.2016 - 07.2018
  • Conducted weekly debtor analysis and prepared direct debit payment plans.
  • Managed bank reconciliations and maintained expense controls.
  • Developed Financial reports and supported inventory control processes.
  • Collaborated on customer and supplier account reconciliations.

Education

Certificate - General English

Pacific English Studies
Gold Coast, Australia
05.2019

Master Degree - Financial Economy

Faculty of Economics-University of Coimbra
Coimbra, Portugal
01.2017

ERASMUS - Economics

Federal University of Pernambuco
Recife, Brazil
03.2014

Bachelor Degree - Economics

Faculty of Economics-University of Coimbra
Coimbra, Portugal
01.2015

Skills

  • SAP (FI, CO, MM modules, Business Objects, Financial Consolidation)
  • Power Bl
  • Oracle
  • Microsoft Dynamics 365 (Navision)
  • Financial forecasting
  • Budget management
  • SAP proficiency
  • Data analysis
  • Strategic planning
  • Compliance auditing
  • OPALE
  • Office 365
  • G-Suite
  • Financial Expertise
  • Budgeting
  • Reporting
  • Audit
  • Cost Optimization
  • Strategic Planning
  • Data Analysis
  • Financial Modeling
  • KPI Reporting
  • Forecasting
  • Process Automation
  • Leadership and Team Management
  • Stakeholder Engagement
  • Proactive Problem Solving
  • Process Improvement
  • Time Management
  • Communication and Negotiation
  • Cross Team and Remote Collaboration
  • Skills and Adaptability in Multicultural Environments

Languages

  • Portuguese, Native or Bilingual Proficiency
  • English, Full Professional Proficiency

Phone

+351968173403, +351912463101

Timeline

Head of Administration and Financial Services

Inzag Germany
08.2021 - Current

Capital Markets Analyst

BNP Paribas
03.2021 - 08.2021

Reporting Financial Analyst

BNP Paribas
11.2020 - 05.2021

Treasury Accounting

Air Liquide
07.2019 - 11.2020

Management/Accountant

Grupo Tavfer (CIMA/INSPECENTRO)
06.2016 - 07.2018

Certificate - General English

Pacific English Studies

Master Degree - Financial Economy

Faculty of Economics-University of Coimbra

ERASMUS - Economics

Federal University of Pernambuco

Bachelor Degree - Economics

Faculty of Economics-University of Coimbra
Bernardo Garcia Almeida