Football, table tennis, Draughtmusic and snooker
Augustine Ofori
Internal Audit Officer
Kumasi
Summary
Forward-thinking individual with great understanding of auditing procedures. Offering more than 6 years of expertise of regulatory issue validation for large businesses. Known for accuracy, efficiency and effective skills. Seasoned auditing professional knowledgeable about risk aversion strategies, cost reduction options and financial processes. Decisive and persuasive communicator with proven problem-solving, leadership and planning abilities. Resourceful Accounting professional with 17 years of experience in audit preparation and reporting. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level mid or senior level position. Ready to help team achieve company goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
18
18
years of professional experience
11
11
years of post-secondary education
1
1
Language
Work History
Internal Auditor
Sekyere Rural Bank Plc
Jamasi
02.2016 - Current
- Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
- Developed auditing program to address risks and evaluate regulatory requirements.
- Reviewed financial statements for adherence to International Financial Reporting Standards (IFRS) and corporate regulations.
- Guided departments in developing remediation plans based on audit findings and recommendations.
- Performed strategic planning, execution and finalization of audits using data analytics and critical thinking skills.
- Handled all major risks in collaboration with management.
- Reviewed and identified risks, analyzed controls and tested compliance.
- Investigated discrepancies discovered during auditing process.
- Identified and reported audit issues.
- Documented recommendations to improve internal controls.
- Handled supervisor duties when manager was unavailable or out of office.
- Produced audit reports.
- Evaluated company's policies to determine how well standards adhered to best practices.
- Documented auditing information utilizing corporate system.
Bank Teller
Sekyere Rural Bank Plc
Jamasi
01.2013 - 02.2016
- Processed customer transactions promptly, minimizing wait times.
- Educated customers on use of banking website and mobile apps.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
- Turned in excess cash to maintain drawer security.
- Removed mutilated currency from circulation.
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
- Placed orders for customer checks and verified starting numbers.
- Provided customer records, account statements and copies of checks.
- Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
- Audited fellow teller currency to contribute to dual-control procedures.
- Sold and cross-sold bank products to new and existing customers.
- Reconciled cash drawer and resolved discrepancies.
- Counted and packaged currency and coins.
- Logged cashier's checks and other transactions to maintain accurate account records.
- Identified sales opportunities and referred customers to branch partners in financial services.
- Monitored and reported suspicious activity in line with bank security policies.
- Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
- Assisted with training of new tellers on policies and procedures.
Credit Officer
Sekyere Rural Bank Plc
Jamasi
06.2011 - 02.2013
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Organized and finalized loan applications for underwriter review.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Checked appraisals, title information and insurance documents for each property.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Optimized credit approval and collection processes, improving operational efficiencies by over Number%.
- Used Software and Software to perform credit appraisals, document verification and loan approvals.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Adhered to banking standards and government lending guidelines for loan services.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Motivated and encouraged staff to enhance productivity and meet demanding internal and customer targets.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Worked with clients to define and implement terms for approved credit requests.
- Contacted clients about verifying account information and updated services, answered questions and resolved concerns to uphold exceptional customer service standards and promote brand loyalty.
- Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures.
- Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
- Verified application and account details to accurately asses credit and financial risks of potential clients.
- Prepared reports of findings and recommendations.
- Collected data and performed trend and variance analysis to mitigate risk arising from bad debt.
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Attended ongoing professional training to facilitate accurate and productive credit management.
Bank Clerk
Bomaa Area Rural Bank Ltd
Bomaa
05.2005 - 05.2011
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Processed customer transactions promptly, minimizing wait times.
- Identified sales opportunities and referred customers to branch partners in financial services.
- Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
- Maintained in-depth knowledge of bank products and services to provide appropriate recommendations to customers.
- Maintained accurate records of customer transactions in line with bank procedures.
- Assisted with training of new tellers on policies and procedures.
- Followed up on customer complaints and provided solutions to enhance customer satisfaction.
- Monitored and reported suspicious activity in line with bank security policies.
- Served as primary point of contact for customers, providing assistance with account maintenance and transactions.
- Received mortgage, loan or public utility bill payments, verifying payment dates and amounts due.
- Handled various accounting transactions.
- Monitored and verified suspicious activity on customer accounts.
- Processed applications for new accounts.
- Wrote and distributed customer correspondence.
- Maintained friendly and professional customer interactions.
- Arranged monies received in cash boxes and coin dispensers according to denomination.
- Referred customers to other banking departments for specialized services.
- Performed account maintenance by closing out accounts and changing customer addresses.
- Generated monthly reports on customer activity and customer feedback.
- Assisted customers with banking needs and inquiries.
Education
SSSCE - General Arts
Duayaw Nkwanta Senior Secondary School
Duayaw Nkwanta 06.2001 - 07.2004
Diploma In Business Administration - Accounting
Sunyani Technical University
Sunyani 08.2007 - 05.2009
Master Of Business Administration - Finance
University of Education Winneba Kumasi Campus
Kumasi 08.2018 - 07.2020
Bsc Economics And Business Administration - Accounting
Catholic University of Ghana, Fiapre
Sunyani 08.2010 - 05.2014
Interests
Timeline
Master Of Business Administration - Finance
University of Education Winneba Kumasi Campus
08.2018 - 07.2020
Internal Auditor
Sekyere Rural Bank Plc
02.2016 - Current
Bank Teller
Sekyere Rural Bank Plc
01.2013 - 02.2016
Credit Officer
Sekyere Rural Bank Plc
06.2011 - 02.2013
Bsc Economics And Business Administration - Accounting
Catholic University of Ghana, Fiapre
08.2010 - 05.2014
Diploma In Business Administration - Accounting
Sunyani Technical University
08.2007 - 05.2009
Bank Clerk
Bomaa Area Rural Bank Ltd
05.2005 - 05.2011
SSSCE - General Arts
Duayaw Nkwanta Senior Secondary School
06.2001 - 07.2004
Similar Profiles
KATE KWAKYEWAAKATE KWAKYEWAA
Branch Operations Officer at SEKYERE RURAL BANK PLCBranch Operations Officer at SEKYERE RURAL BANK PLC
PRINCE AGBOPRINCE AGBO
Assistant Accountant at Sekyere Rural Bank Plc _Head OfficeAssistant Accountant at Sekyere Rural Bank Plc _Head Office
PETER SARPONGPETER SARPONG
Internal Audit Intern – Mumuadu Rural Bank PLC at Mumuadu Rural Bank PLCInternal Audit Intern – Mumuadu Rural Bank PLC at Mumuadu Rural Bank PLC
Bismark OforiBismark Ofori
Senior Laboratory Technician at Kwame Nkrumah University of Science and TechnologySenior Laboratory Technician at Kwame Nkrumah University of Science and Technology
Derrick AppiahDerrick Appiah
Estate Officer at Amponsah-Efah Pharmaceuticals LtdEstate Officer at Amponsah-Efah Pharmaceuticals Ltd