Alfreda Amexo
Tema
Summary
Experienced Compliance and Risk Management Professional specializing in AML/CFT with over 10 years in the banking and financial services sector. Proven track record in investigating suspicious transactions and ensuring regulatory compliance with UK/EU AML standards. Capable of enhancing risk management frameworks and optimizing transaction monitoring processes. Strong analytical and reporting skills facilitate effective stakeholder communication and compliance management.
Overview
15
15
years of professional experience
Work History
Compliance Manager
REPUBLIC BANK GHANA PLC
Accra
2024.02 - Current
- Executed transaction monitoring and AML/CFT policy to safeguard against financial crime.
- Conducted thorough reviews of alerts and red flags, ensuring proper escalation of suspicious activities.
- Managed submission of FATCA, CRS, and regulatory reports, achieving 100% on-time compliance.
- Reduced KYC deficiencies by 50% through oversight of seven-member team and Quality Assurance Testing.
- Coordinated compliance programs for four subsidiaries, ensuring regulatory alignment and accurate reporting.
- Developed Enterprise-Wide Risk Assessment framework to enhance risk detection of financial crime by 30%.
- Championed internal audit process, identifying risks in compliance areas and achieving 10% improvement in audit scores.
Relationship Manager, Corporate Banking
REPUBLIC BANK GHANA PLC
Accra
2017.11 - 2024.01
- Increased the bank's corporate account portfolio by about USD 60 million, featuring three syndications with participations of USD 41 million.
- Led business acquisition efforts in Corporate Banking, leveraging relationships to enhance asset and liability growth.
- Demonstrated strong analytical skills by executing clear growth programs for liabilities and assets.
- Utilized international exposure to inform decision-making on key banking strategies while participating in strategic meetings with senior management at the group office, influencing loan application approvals.
Credit Analyst, Corporate Banking
REPUBLIC BANK GHANA PLC
Accra
2016.11 - 2017.10
- Developed comprehensive credit proposals that strengthened bank's lending portfolio through strategic financing analysis for energy projects.
- Created Information Memorandum for proposed $16 million project finance loan syndication involving four banks, including two international lenders.
- Spearheaded early warning reporting system, enhancing risk management capabilities by 70% for timely intervention in borrowing relationships.
Anti-Money Laundering Compliance Analyst
REPUBLIC BANK GHANA PLC
Accra
2013.02 - 2015.09
- Championed implementation of Bank's AML program, achieving 100% resolution of compliance deficiencies.
- Led AML Compliance Training initiative, securing 100% participation and enhancing adherence to regulations.
- Developed comprehensive AML/CFT policies and procedures manual to ensure compliance with industry standards.
- Implemented timely response tool for money laundering queries from regulators and banks.
- Enhanced AML Risk Management by 30% through thorough investigations of suspicious transactions.
- Maintained current knowledge of money laundering trends, enforcing effective compliance policies.
Operational Risk and Compliance Officer
REPUBLIC BANK GHANA PLC
2010.04 - 2013.02
- Pioneered the establishment of the operational risk and compliance department in line with regulatory directives issued.
- Pioneered the development and enhancement of HFC Bank's Operational Risk Management (ORM) framework, aligning with international compliance standards and elevating the bank's risk management capabilities.
- Orchestrated the comprehensive monitoring and execution of the ORM framework, employing advanced methodologies and tools to guarantee robust risk oversight and compliance.
- Facilitated the identification and mitigation of operational risks by guiding Principal Risk Owners and Coordinators, resulting in a significant enhancement of the bank's risk posture by 40% through strategic action plans.
- Implemented HFC Bank’s Operational Risk strategy across the entire bank and subsidiaries.
Education
Certified Anti-Money Laundering Specialist (CAMS) -
Association of Certified Anti-Money Laundering Specialists (ACAMS)
12.2024
MSc. Petroleum, Energy Economics and Finance - Distinction
University of Aberdeen
UK09.2016
Bachelor of Arts - Economics and Statistics
University of Ghana
Accra06.2008
Skills
- Anti-money laundering and compliance
- Risk management and fraud prevention
- Data analysis and reporting
- Stakeholder engagement and regulatory compliance
- Process optimization and strategic execution
- Team leadership and training
- Microsoft Office proficiency
- AML and risk management tools
- Regulatory reporting expertise
- Transaction monitoring techniques
- Sanctions screening tools
Hobbies and Interests
- Reading Motivational books
- Planning Activities
- Cooking
Awards
- Tullow Group Scholarship Scheme: Full Scholarship to excellent and deserving Ghanaians to pursue master’s degree in the UK
- Best Employee of the Department Award (2011)
- Exceptional Conduct Award (2013)
- Deal of the Year (2021)
Timeline
Compliance Manager
REPUBLIC BANK GHANA PLC
2024.02 - Current
Relationship Manager, Corporate Banking
REPUBLIC BANK GHANA PLC
2017.11 - 2024.01
Credit Analyst, Corporate Banking
REPUBLIC BANK GHANA PLC
2016.11 - 2017.10
Anti-Money Laundering Compliance Analyst
REPUBLIC BANK GHANA PLC
2013.02 - 2015.09
Operational Risk and Compliance Officer
REPUBLIC BANK GHANA PLC
2010.04 - 2013.02
Certified Anti-Money Laundering Specialist (CAMS) -
Association of Certified Anti-Money Laundering Specialists (ACAMS)
MSc. Petroleum, Energy Economics and Finance - Distinction
University of Aberdeen
Bachelor of Arts - Economics and Statistics
University of Ghana