ABDUL SALLAM ISSAKAH
ACCRA
Summary
Credit Risk Analyst with extensive experience at Bills Micro Credit, specializing in risk assessment and credit analysis. Proven ability to improve loan recovery strategies and promote effective team collaboration. Recognized for strong communication skills and expertise in Proviso software, achieving successful results in demanding environments.
Overview
12
12
years of professional experience
Work History
Credit Risk Analyst
Bills Micro Credit
01.2024 - Current
- Assessing the risk level of businesses and making recommendation of loan amount for clients
- Approving loans for disbursement
- Monitoring of loan portfolio of the company
- Creating, managing and reconciliation of folders of loan application
- Recovery of non performing loans where necessary
Area Manager
Bills Micro Credit
10.2022 - 12.2023
- Prospecting and making recommendation for expansion of the company branches in new areas
- Management of company assets for smooth business operations
- Enhancing staff welfare as well as co-ordinating between management and the branch for smooth business flow
- Handling of police issues between company, clients and any other individual as and when they occur
- Assessment and approval of loans for the company
- Monitoring of both performing and non-performing loans and recovery of loans where necessary
National Service
Ghana Revenue Authority
09.2018 - 09.2019
- Registration and processing of Taxpayers Identification Number
- Preparation of PAYE of companies
- VAT Filing
- Field collection and registration of new firms
- Assisting in the preparation of monthly returns
- Enforcement and management of debt of taxpayers
Staff
Henry Hueging Memorial School
Goaso
08.2013 - 07.2014
- Teaching of English from basic four to six
- Mobilization of canteen money from students to the accountant of the school
- Class master for basic four
- Responsible for the welfare of the pupils while school is in session
Education
B.Com - Accounting
University of Cape Coast
05.2018
Senior High School WASSCE - Business
ADISADEL COLLEGE
05.2013
Junior High School B.E.C.E -
Bright Star Junior High
01.2010
Skills
- Enthusiastic and professional interpersonal skills
- Proficiency in Proviso software
- Microsoft Office Suite expertise
- Ability to work under pressure
- Effective communication skills
- Adaptability and attention to detail
Hobbies and Interests
- Reading
- Playing volleyball
References
- Mr Seyram Kawor, Senior Lecturer, School of Business, University of Cape Coast, 0242330821, +233(0)208935839
- Mr. Bismarck Adjei, Head of Credit, Bills Micro Credit
Conferences And Seminars Attended
- 10/01/17, Success Africa, Mentorship, the Hub of Greatness
- 03/01/16, University of Cape Coast Association of Business Students’ (UCCABS) Corporate Day, Bridging the Gap between the lecture room and Industry
- 03/01/16, Success Africa, After school, what next? (Bridging the gap between the lecture theatre and the classroom or job market)
- 10/01/15, ICAG Young Entrepreneurs’ Day, Bridging the gap and making yourself relevant
Languages
KUSASE
First Language
English
Proficient (C2)
C2
Timeline
Credit Risk Analyst
Bills Micro Credit
01.2024 - Current
Area Manager
Bills Micro Credit
10.2022 - 12.2023
National Service
Ghana Revenue Authority
09.2018 - 09.2019
Staff
Henry Hueging Memorial School
08.2013 - 07.2014
B.Com - Accounting
University of Cape Coast
Senior High School WASSCE - Business
ADISADEL COLLEGE
Junior High School B.E.C.E -
Bright Star Junior High
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